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What health insurance costs without a subsidy in Guernsey County, Ohio (2026)

In Guernsey County, Ohio, the benchmark silver plan costs $572.19/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $443.33 to $960.47. A 60-year-old pays at least $941.47/month, a 21-year-old at least $346.90. 5 insurers offer 81 plans, according to the CMS PY2026 QHP Landscape. 2027 plans for Guernsey County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Cost by age (2026, before subsidy)

  • Age 21 — starting at $346.90/mo
  • Age 40 — starting at $443.33/mo
  • Age 60 — starting at $941.47/mo

Cost by metal level (age 40, 2026)

  • Bronze — starting at $487.26/mo
  • Silver — starting at $566.12/mo
  • Gold — starting at $662.03/mo

Deductibles & out-of-pocket (2026)

  • Deductibles range from $500 to $10,600
  • Highest out-of-pocket maximum on file: $10,600

Who sells plans here

Anthem Blue Cross and Blue Shield, Antidote Health Plan of Ohio, Inc., CareSource, MedMutual, Molina Healthcare

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.

Call 1-855-333-3555 — private U65 quoteSee your subsidized price at acadirectanswers.com (opens in new tab)

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Sources

Related counties in Ohio

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Plans available in this county (81)

Showing first 40 of 81 plans on file. Every remaining plan is listed below.

All other plans in Guernsey County

Reviewed by Jason Burns, Editorial Steward.

Reviewed by Heather Fabrizio, licensed in Ohio (License #1559549) · reviewed Jul 26, 2026

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Call 1-855-333-3555
Call 1-855-333-3555