What health insurance costs without a subsidy in Guernsey County, Ohio (2026)
In Guernsey County, Ohio, the benchmark silver plan costs $572.19/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $443.33 to $960.47. A 60-year-old pays at least $941.47/month, a 21-year-old at least $346.90. 5 insurers offer 81 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $346.90/mo
- Age 40 — starting at $443.33/mo
- Age 60 — starting at $941.47/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $487.26/mo
- Silver — starting at $566.12/mo
- Gold — starting at $662.03/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $500 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Anthem Blue Cross and Blue Shield, Antidote Health Plan of Ohio, Inc., CareSource, MedMutual, Molina Healthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Guernsey County (FIPS 39059).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Ohio
- Knox County — $668.80/mo benchmark
- Marion County — $665.39/mo benchmark
- Athens County — $621.36/mo benchmark
- Meigs County — $617.49/mo benchmark
- Washington County — $617.49/mo benchmark
Plans available in this county (81)
- Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) — Bronze · $487.26/mo @ 40
- Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) — Bronze · $493.86/mo @ 40
- Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx — Expanded Bronze · $443.33/mo @ 40
- Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx — Expanded Bronze · $456.48/mo @ 40
- Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — Expanded Bronze · $474.60/mo @ 40
- Bronze Standard — Expanded Bronze · $482.12/mo @ 40
- Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — Expanded Bronze · $487.77/mo @ 40
- Molina Bronze Saver 7000 — Expanded Bronze · $500.17/mo @ 40
- Molina Bronze Standard — Expanded Bronze · $504.42/mo @ 40
- Molina Bronze Saver 7000 Plus with Adult Vision — Expanded Bronze · $504.48/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs — Expanded Bronze · $508.51/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $512.64/mo @ 40
- Molina Bronze Smart Heart Health — Expanded Bronze · $513.97/mo @ 40
- Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $514.80/mo @ 40
- Bronze $8,300 w/ Virtual & Wellness ON-EX — Expanded Bronze · $515.05/mo @ 40
- Molina Bronze Enhanced 3500 — Expanded Bronze · $517.74/mo @ 40
- Molina Bronze Saver 7000 Plus with Adult Dental and Vision — Expanded Bronze · $519.17/mo @ 40
- Molina Bronze Enhanced 3500 Plus with Adult Vision — Expanded Bronze · $522.04/mo @ 40
- Bronze 7500 $25 Generic Drugs — Expanded Bronze · $523.91/mo @ 40
- Anthem Bronze Pathway 8500 for HSA — Expanded Bronze · $525.31/mo @ 40
- Bronze $8,300 w/ Adult Dental ON-EX — Expanded Bronze · $525.65/mo @ 40
- Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $527.58/mo @ 40
- Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $528.12/mo @ 40
- Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision — Expanded Bronze · $536.74/mo @ 40
- Bronze Standard w/ Virtual & Wellness — Expanded Bronze · $537.91/mo @ 40
- Bronze HSA $7,300 ON-EX — Expanded Bronze · $541.81/mo @ 40
- Molina Gold Core 1640 — Gold · $662.03/mo @ 40
- Molina Gold Smart Heart Health — Gold · $664.15/mo @ 40
- Molina Gold Enhanced 895 — Gold · $664.26/mo @ 40
- Molina Gold Core 1640 Plus with Adult Vision — Gold · $666.33/mo @ 40
- Molina Gold Enhanced 895 Plus with Adult Vision — Gold · $668.57/mo @ 40
- Molina Gold Core 1640 Plus with Adult Dental and Vision — Gold · $681.03/mo @ 40
- Molina Gold Enhanced 895 Plus with Adult Dental and Vision — Gold · $683.26/mo @ 40
- Molina Gold Standard — Gold · $691.31/mo @ 40
- Gold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx — Gold · $731.64/mo @ 40
- Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx — Gold · $745.27/mo @ 40
- Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — Gold · $805.00/mo @ 40
- Gold Standard w/ Virtual & Wellness — Gold · $812.16/mo @ 40
- Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — Gold · $818.62/mo @ 40
- Gold $500 w/ Virtual & Wellness ON-EX — Gold · $823.31/mo @ 40
Showing first 40 of 81 plans on file.
Reviewed by Jason Burns, Editorial Steward.