Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — full price in Guernsey County, Ohio (2026)
Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx (31981OH0030030), a gold plan from Antidote Health Plan of Ohio, Inc. in Guernsey County, Ohio, costs $805.00/month full price for a 40-year-old in 2026 — $1709.52 at 60, with a $3,000 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 31981OH0030030 · Issuer: Antidote Health Plan of Ohio, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $629.89 |
| 27 | $660.12 |
| 30 | $714.92 |
| 40 | $805.00 |
| 50 | $1124.98 |
| 60 | $1709.52 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,000
- Family deductible: $6,000
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $572.19/mo. This plan is $805.00/mo at 40 — a difference of $232.81/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Guernsey County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Gold Core 1640 | Molina Healthcare | $662.03 |
| Molina Gold Smart Heart Health | Molina Healthcare | $664.15 |
| Molina Gold Enhanced 895 | Molina Healthcare | $664.26 |
| Molina Gold Core 1640 Plus with Adult Vision | Molina Healthcare | $666.33 |
| Molina Gold Enhanced 895 Plus with Adult Vision | Molina Healthcare | $668.57 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 31981OH0030030 in FIPS 39059.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Guernsey County
Reviewed by Jason Burns, Editorial Steward.