Silver Standard — full price in Guernsey County, Ohio (2026)
Silver Standard (31981OH0010020), a silver plan from Antidote Health Plan of Ohio, Inc. in Guernsey County, Ohio, costs $650.82/month full price for a 40-year-old in 2026 — $1382.10 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Guernsey County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 31981OH0010020 · Issuer: Antidote Health Plan of Ohio, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $509.25 |
| 27 | $533.69 |
| 30 | $578.00 |
| 40 | $650.82 |
| 50 | $909.52 |
| 60 | $1382.10 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $572.19/mo. This plan is $650.82/mo at 40 — a difference of $78.63/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Guernsey County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx | Antidote Health Plan of Ohio, Inc. | $566.12 |
| Molina Silver Saver with Four Free PCP Visits | Molina Healthcare | $572.19 |
| Molina Silver Smart Heart Health | Molina Healthcare | $572.48 |
| Molina Silver Core | Molina Healthcare | $573.61 |
| Molina Silver Core Plus with Adult Vision | Molina Healthcare | $577.98 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 31981OH0010020 in FIPS 39059.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Guernsey County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/oh/guernsey/31981oh0010020 · Record ID PHI-1H22PDT1