Molina Gold Enhanced 895 Plus with Adult Dental and Vision — full price in Guernsey County, Ohio (2026)
Molina Gold Enhanced 895 Plus with Adult Dental and Vision (64353OH0060005), a gold plan from Molina Healthcare in Guernsey County, Ohio, costs $683.26/month full price for a 40-year-old in 2026 — $1451.00 at 60, with a $895 deductible and $8,700 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 64353OH0060005 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $534.64 |
| 27 | $560.30 |
| 30 | $606.81 |
| 40 | $683.26 |
| 50 | $954.86 |
| 60 | $1451.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $895
- Family deductible: $1,790
- Individual out-of-pocket max: $8,700
- Family out-of-pocket max: $17,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $572.19/mo. This plan is $683.26/mo at 40 — a difference of $111.07/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Guernsey County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Gold Core 1640 | Molina Healthcare | $662.03 |
| Molina Gold Smart Heart Health | Molina Healthcare | $664.15 |
| Molina Gold Enhanced 895 | Molina Healthcare | $664.26 |
| Molina Gold Core 1640 Plus with Adult Vision | Molina Healthcare | $666.33 |
| Molina Gold Enhanced 895 Plus with Adult Vision | Molina Healthcare | $668.57 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 64353OH0060005 in FIPS 39059.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Guernsey County
Reviewed by Jason Burns, Editorial Steward.