What health insurance costs without a subsidy in Michigan counties (2026)
Full-price 2026 benchmark silver premiums for 83 Michigan counties, sourced from the CMS PY2026 QHP Landscape. These are the sticker prices households above the 400% federal poverty level pay in 2026 — with no premium tax credit — after the enhanced ARP/IRA subsidies expire.
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- Alcona County$656.21/mo
- Alger County$910.03/mo
- Allegan County$474.29/mo
- Alpena County$656.21/mo
- Antrim County$613.50/mo
- Arenac County$651.56/mo
- Baraga County$910.03/mo
- Barry County$474.29/mo
- Bay County$632.60/mo
- Benzie County$591.88/mo
- Berrien County$509.01/mo
- Branch County$569.87/mo
- Calhoun County$449.91/mo
- Cass County$509.01/mo
- Charlevoix County$613.50/mo
- Cheboygan County$656.21/mo
- Chippewa County$763.72/mo
- Clare County$705.99/mo
- Clinton County$618.09/mo
- Crawford County$656.21/mo
- Delta County$910.03/mo
- Dickinson County$910.03/mo
- Eaton County$618.09/mo
- Emmet County$613.50/mo
- Genesee County$388.03/mo
- Gladwin County$705.99/mo
- Gogebic County$910.03/mo
- Grand Traverse County$591.88/mo
- Gratiot County$651.56/mo
- Hillsdale County$448.22/mo
- Houghton County$910.03/mo
- Huron County$644.48/mo
- Ingham County$448.22/mo
- Ionia County$704.65/mo
- Iosco County$656.21/mo
- Iron County$910.03/mo
- Isabella County$705.99/mo
- Jackson County$448.22/mo
- Kalamazoo County$449.91/mo
- Kalkaska County$613.50/mo
- Kent County$471.47/mo
- Keweenaw County$910.03/mo
- Lake County$595.92/mo
- Lapeer County$388.03/mo
- Leelanau County$591.88/mo
- Lenawee County$664.84/mo
- Livingston County$639.32/mo
- Luce County$910.03/mo
- Mackinac County$763.72/mo
- Macomb County$507.18/mo
- Manistee County$591.88/mo
- Marquette County$910.03/mo
- Mason County$595.92/mo
- Mecosta County$593.43/mo
- Menominee County$910.03/mo
- Midland County$705.99/mo
- Missaukee County$613.50/mo
- Monroe County$510.76/mo
- Montcalm County$595.92/mo
- Montmorency County$656.21/mo
- Muskegon County$471.47/mo
- Newaygo County$593.43/mo
- Oakland County$507.18/mo
- Oceana County$471.47/mo
- Ogemaw County$448.95/mo
- Ontonagon County$910.03/mo
- Osceola County$595.92/mo
- Oscoda County$448.95/mo
- Otsego County$656.21/mo
- Ottawa County$471.47/mo
- Presque Isle County$656.21/mo
- Roscommon County$448.95/mo
- Saginaw County$632.60/mo
- Saint Clair County$432.76/mo
- Saint Joseph County$509.01/mo
- Sanilac County$441.33/mo
- Schoolcraft County$910.03/mo
- Shiawassee County$514.40/mo
- Tuscola County$441.33/mo
- Van Buren County$509.01/mo
- Washtenaw County$488.96/mo
- Wayne County$507.80/mo
- Wexford County$591.88/mo