What health insurance costs without a subsidy in Branch County, Michigan (2026)
In Branch County, Michigan, the benchmark silver plan costs $569.87/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $421.38 to $992.29. A 60-year-old pays at least $894.86/month, a 21-year-old at least $329.72. 4 insurers offer 40 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $329.72/mo
- Age 40 — starting at $421.38/mo
- Age 60 — starting at $894.86/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $422.01/mo
- Silver — starting at $566.57/mo
- Gold — starting at $606.34/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Blue Care Network of Michigan, Blue Cross Blue Shield of Michigan Mutual Insurance Company, Priority Health, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Branch County (FIPS 26023).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Michigan
- Alger County — $910.03/mo benchmark
- Baraga County — $910.03/mo benchmark
- Delta County — $910.03/mo benchmark
- Dickinson County — $910.03/mo benchmark
- Gogebic County — $910.03/mo benchmark
Plans available in this county (40)
- UHC Bronze Essential (No Referrals) — Bronze · $422.01/mo @ 40
- UHC Bronze Essential+ (Dental + Vision, No Referrals) — Bronze · $441.44/mo @ 40
- Blue Cross® Preferred HMO Bronze Secure — Bronze · $498.47/mo @ 40
- Blue Cross® Premier PPO Bronze Secure — Bronze · $508.72/mo @ 40
- Blue Cross® Premier PPO Value — Catastrophic · $421.38/mo @ 40
- Blue Cross® Preferred HMO Value — Catastrophic · $466.89/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $441.97/mo @ 40
- UHC Bronze Copay Focus (No Referrals) — Expanded Bronze · $464.06/mo @ 40
- MyPriority Value Bronze — Expanded Bronze · $525.21/mo @ 40
- MyPriority Standard Bronze — Expanded Bronze · $527.58/mo @ 40
- Blue Cross® Preferred HMO Bronze Extra — Expanded Bronze · $565.03/mo @ 40
- MyPriority Value Bronze HSA — Expanded Bronze · $571.79/mo @ 40
- Blue Cross® Preferred HMO Bronze Saver HSA — Expanded Bronze · $575.64/mo @ 40
- Blue Cross® Premier PPO Bronze Saver HSA — Expanded Bronze · $575.74/mo @ 40
- Blue Cross® Premier PPO Bronze Extra — Expanded Bronze · $582.68/mo @ 40
- MyPriority Standard Bronze - Travel — Expanded Bronze · $606.72/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $606.34/mo @ 40
- UHC Gold Advantage (No Referrals) — Gold · $611.32/mo @ 40
- UHC Gold Copay Focus (No Referrals) — Gold · $622.44/mo @ 40
- UHC Gold Advantage+ (Dental + Vision, No Referrals) — Gold · $630.75/mo @ 40
- Blue Cross® Preferred HMO Gold — Gold · $887.20/mo @ 40
- Blue Cross® Premier PPO Gold — Gold · $889.46/mo @ 40
- Blue Cross® Preferred HMO Gold Extra — Gold · $921.11/mo @ 40
- MyPriority Standard Gold — Gold · $935.84/mo @ 40
- Blue Cross® Premier PPO Gold Extra — Gold · $992.29/mo @ 40
- UHC Silver Value (No Referrals) — Silver · $566.57/mo @ 40
- UHC Silver Standard (No Referrals) — Silver · $569.87/mo @ 40
- UHC Silver Advantage (No Referrals) — Silver · $574.27/mo @ 40
- UHC Silver Value+ (Dental + Vision, No Referrals) — Silver · $586.00/mo @ 40
- UHC Silver Advantage+ (Dental + Vision, No Referrals) — Silver · $593.70/mo @ 40
- Blue Cross® Preferred HMO Silver Saver — Silver · $725.87/mo @ 40
- MyPriority Premier Silver — Silver · $733.33/mo @ 40
- MyPriority Balanced Silver — Silver · $756.32/mo @ 40
- MyPriority Standard Silver — Silver · $784.59/mo @ 40
- Blue Cross® Premier PPO Silver Saver HSA — Silver · $787.73/mo @ 40
- Blue Cross® Premier PPO Silver — Silver · $787.84/mo @ 40
- Blue Cross® Preferred HMO Silver — Silver · $813.03/mo @ 40
- Blue Cross® Premier PPO Silver Extra — Silver · $854.83/mo @ 40
- Blue Cross® Preferred HMO Silver Extra — Silver · $858.88/mo @ 40
- MyPriority Standard Silver - Travel — Silver · $941.52/mo @ 40
Reviewed by Jason Burns, Editorial Steward.