What health insurance costs without a subsidy in Kalamazoo County, Michigan (2026)

Cost by age (2026, before subsidy)

• Age 21 — starting at $329.72/mo
• Age 40 — starting at $421.38/mo
• Age 60 — starting at $894.86/mo

Cost by metal level (age 40, 2026)

• Bronze — starting at $422.01/mo
• Silver — starting at $446.37/mo
• Gold — starting at $474.72/mo

Deductibles & out-of-pocket (2026)

• Deductibles range from $0 to $10,600
• Highest out-of-pocket maximum on file: $10,600

Who sells plans here

Ambetter from Meridian, Blue Care Network of Michigan, Blue Cross Blue Shield of Michigan Mutual Insurance Company, McLaren Health Plan Community, Priority Health, UnitedHealthcare

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.

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Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.

Sources

• CMS PY2026 QHP Landscape — Individual Market Medical (opens in new tab) — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Kalamazoo County (FIPS 26077).
• HealthCare.gov (opens in new tab) — the authoritative marketplace for enrollment and exact quoted pricing.
• Methodology — how we source, interpret, and label these figures.

Related counties in Michigan

• Alger County — $910.03/mo benchmark
• Baraga County — $910.03/mo benchmark
• Delta County — $910.03/mo benchmark
• Dickinson County — $910.03/mo benchmark
• Gogebic County — $910.03/mo benchmark

All Michigan counties →

Plans available in this county (72)

• UHC Bronze Essential (No Referrals) — Bronze · $422.01/mo @ 40
• UHC Bronze Essential+ (Dental + Vision, No Referrals) — Bronze · $441.44/mo @ 40
• Blue Cross® Select HMO Bronze Secure — Bronze · $460.00/mo @ 40
• Blue Cross® Preferred HMO Bronze Secure — Bronze · $498.47/mo @ 40
• Blue Cross® Premier PPO Bronze Secure — Bronze · $508.72/mo @ 40
• MHP Bronze — Bronze · $526.38/mo @ 40
• Blue Cross® Premier PPO Value — Catastrophic · $421.38/mo @ 40
• Blue Cross® Select HMO Value — Catastrophic · $430.88/mo @ 40
• MHP Young Adult/Catastrophic — Catastrophic · $475.71/mo @ 40
• UHC Bronze Standard (No Referrals) — Expanded Bronze · $441.97/mo @ 40
• UHC Bronze Copay Focus (No Referrals) — Expanded Bronze · $464.06/mo @ 40
• MyPriority Value Bronze Bronson Healthcare Partners — Expanded Bronze · $480.04/mo @ 40
• MyPriority Standard Bronze - Bronson Healthcare Partners — Expanded Bronze · $482.20/mo @ 40
• Blue Cross® Select HMO Bronze Extra — Expanded Bronze · $520.91/mo @ 40
• MyPriority Value Bronze HSA Bronson Healthcare Partners — Expanded Bronze · $522.63/mo @ 40
• MyPriority Value Bronze — Expanded Bronze · $525.21/mo @ 40
• MyPriority Standard Bronze — Expanded Bronze · $527.58/mo @ 40
• Blue Cross® Select HMO Bronze Saver HSA — Expanded Bronze · $531.15/mo @ 40
• Blue Cross® Preferred HMO Bronze Extra — Expanded Bronze · $565.03/mo @ 40
• MHP Expanded Bronze Standard — Expanded Bronze · $568.68/mo @ 40
• MHP Bronze Saver (Expanded) — Expanded Bronze · $571.45/mo @ 40
• MyPriority Value Bronze HSA — Expanded Bronze · $571.79/mo @ 40
• Blue Cross® Preferred HMO Bronze Saver HSA — Expanded Bronze · $575.64/mo @ 40
• Blue Cross® Premier PPO Bronze Saver HSA — Expanded Bronze · $575.74/mo @ 40
• Blue Cross® Premier PPO Bronze Extra — Expanded Bronze · $582.68/mo @ 40
• MyPriority Standard Bronze - Travel — Expanded Bronze · $606.72/mo @ 40
• Standard Gold — Gold · $474.72/mo @ 40
• Everyday Gold — Gold · $482.12/mo @ 40
• Standard Gold + Vision + Adult Dental — Gold · $492.19/mo @ 40
• Everyday Gold + Vision + Adult Dental — Gold · $499.86/mo @ 40
• Elite Gold — Gold · $543.78/mo @ 40
• Elite Gold + Vision + Adult Dental — Gold · $563.78/mo @ 40
• UHC Gold Standard (No Referrals) — Gold · $606.34/mo @ 40
• UHC Gold Advantage (No Referrals) — Gold · $611.32/mo @ 40
• UHC Gold Copay Focus (No Referrals) — Gold · $622.44/mo @ 40
• UHC Gold Advantage+ (Dental + Vision, No Referrals) — Gold · $630.75/mo @ 40
• MHP Gold — Gold · $807.10/mo @ 40
• MHP Gold Standard — Gold · $814.48/mo @ 40
• MyPriority Standard Gold Bronson Healthcare Partners — Gold · $855.37/mo @ 40
• Blue Cross® Preferred HMO Gold — Gold · $887.20/mo @ 40

Showing first 40 of 72 plans on file. Every remaining plan is listed below.

All other plans in Kalamazoo County

• Blue Cross® Premier PPO Gold — Gold
• Blue Cross® Preferred HMO Gold Extra — Gold
• MyPriority Standard Gold — Gold
• MyPriority Enhanced Gold Bronson Healthcare Partners — Gold
• Blue Cross® Premier PPO Gold Extra — Gold
• Clear Silver — Silver
• Standard Silver — Silver
• Standard Silver + Vision + Adult Dental — Silver
• UHC Silver Value (No Referrals) — Silver
• UHC Silver Standard (No Referrals) — Silver
• UHC Silver Advantage (No Referrals) — Silver
• UHC Silver Value+ (Dental + Vision, No Referrals) — Silver
• UHC Silver Advantage+ (Dental + Vision, No Referrals) — Silver
• Blue Cross® Select HMO Silver Saver — Silver
• MyPriority Premier Silver Bronson Healthcare Partners — Silver
• MyPriority Balanced Silver Bronson Healthcare Partners — Silver
• MyPriority Standard Silver - Bronson Healthcare Partners — Silver
• Blue Cross® Preferred HMO Silver Saver — Silver
• MyPriority Premier Silver — Silver
• Blue Cross® Select HMO Silver — Silver
• MyPriority Balanced Silver — Silver
• MHP Silver Exchange Rewards — Silver
• MyPriority Standard Silver — Silver
• Blue Cross® Premier PPO Silver Saver HSA — Silver
• Blue Cross® Premier PPO Silver — Silver
• Blue Cross® Select HMO Silver Extra — Silver
• MHP Silver Exchange — Silver
• MHP Silver Standard — Silver
• Blue Cross® Preferred HMO Silver — Silver
• Blue Cross® Premier PPO Silver Extra — Silver
• Blue Cross® Preferred HMO Silver Extra — Silver
• MyPriority Standard Silver - Travel — Silver