What health insurance costs without a subsidy in Lenawee County, Michigan (2026)
In Lenawee County, Michigan, the benchmark silver plan costs $664.84/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $394.66 to $1033.54. A 60-year-old pays at least $838.11/month, a 21-year-old at least $308.81. 3 insurers offer 33 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $308.81/mo
- Age 40 — starting at $394.66/mo
- Age 60 — starting at $838.11/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $421.33/mo
- Silver — starting at $613.32/mo
- Gold — starting at $812.62/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $1,450 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Blue Care Network of Michigan, Blue Cross Blue Shield of Michigan Mutual Insurance Company, Priority Health
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Lenawee County (FIPS 26091).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Michigan
- Alger County — $910.03/mo benchmark
- Baraga County — $910.03/mo benchmark
- Delta County — $910.03/mo benchmark
- Dickinson County — $910.03/mo benchmark
- Gogebic County — $910.03/mo benchmark
Plans available in this county (33)
- Blue Cross® Select HMO Bronze Secure — Bronze · $421.33/mo @ 40
- Blue Cross® Preferred HMO Bronze Secure — Bronze · $456.57/mo @ 40
- Blue Cross® Premier PPO Bronze Secure — Bronze · $529.87/mo @ 40
- Blue Cross® Select HMO Value — Catastrophic · $394.66/mo @ 40
- Blue Cross® Premier PPO Value — Catastrophic · $438.89/mo @ 40
- Blue Cross® Select HMO Bronze Extra — Expanded Bronze · $477.13/mo @ 40
- Blue Cross® Select HMO Bronze Saver HSA — Expanded Bronze · $486.50/mo @ 40
- Blue Cross® Preferred HMO Bronze Extra — Expanded Bronze · $517.53/mo @ 40
- MyPriority Value Bronze — Expanded Bronze · $517.63/mo @ 40
- MyPriority Standard Bronze — Expanded Bronze · $519.97/mo @ 40
- Blue Cross® Preferred HMO Bronze Saver HSA — Expanded Bronze · $527.25/mo @ 40
- MyPriority Value Bronze HSA — Expanded Bronze · $563.55/mo @ 40
- MyPriority Standard Bronze - Travel — Expanded Bronze · $597.96/mo @ 40
- Blue Cross® Premier PPO Bronze Saver HSA — Expanded Bronze · $599.68/mo @ 40
- Blue Cross® Premier PPO Bronze Extra — Expanded Bronze · $606.90/mo @ 40
- Blue Cross® Preferred HMO Gold — Gold · $812.62/mo @ 40
- Blue Cross® Preferred HMO Gold Extra — Gold · $843.68/mo @ 40
- MyPriority Standard Gold — Gold · $922.35/mo @ 40
- Blue Cross® Premier PPO Gold — Gold · $926.45/mo @ 40
- Blue Cross® Premier PPO Gold Extra — Gold · $1033.54/mo @ 40
- Blue Cross® Select HMO Silver Saver — Silver · $613.32/mo @ 40
- Blue Cross® Preferred HMO Silver Saver — Silver · $664.84/mo @ 40
- Blue Cross® Select HMO Silver — Silver · $686.94/mo @ 40
- MyPriority Premier Silver — Silver · $722.75/mo @ 40
- Blue Cross® Select HMO Silver Extra — Silver · $725.24/mo @ 40
- Blue Cross® Preferred HMO Silver — Silver · $744.68/mo @ 40
- MyPriority Balanced Silver — Silver · $745.41/mo @ 40
- MyPriority Standard Silver — Silver · $773.28/mo @ 40
- Blue Cross® Preferred HMO Silver Extra — Silver · $786.67/mo @ 40
- Blue Cross® Premier PPO Silver Saver HSA — Silver · $820.48/mo @ 40
- Blue Cross® Premier PPO Silver — Silver · $820.59/mo @ 40
- Blue Cross® Premier PPO Silver Extra — Silver · $890.37/mo @ 40
- MyPriority Standard Silver - Travel — Silver · $927.93/mo @ 40
Reviewed by Jason Burns, Editorial Steward.