What health insurance costs without a subsidy in West Baton Rouge County, Louisiana (2026)
In West Baton Rouge County, Louisiana, the benchmark silver plan costs $619.57/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $424.24 to $1102.85. A 60-year-old pays at least $900.94/month, a 21-year-old at least $331.96. 5 insurers offer 59 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $331.96/mo
- Age 40 — starting at $424.24/mo
- Age 60 — starting at $900.94/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $424.24/mo
- Silver — starting at $611.59/mo
- Gold — starting at $653.14/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Louisiana Healthcare Connections, AmeriHealth Caritas Next, Blue Cross and Blue Shield of Louisiana, HMO Louisiana, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for West Baton Rouge County (FIPS 22121).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Louisiana
- Avoyelles County — $800.63/mo benchmark
- Catahoula County — $800.63/mo benchmark
- Concordia County — $800.63/mo benchmark
- LaSalle County — $800.63/mo benchmark
- Winn County — $800.63/mo benchmark
Plans available in this county (59)
- Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $424.24/mo @ 40
- AmeriHealth Caritas Next Bronze Essential + No Referrals — Bronze · $502.36/mo @ 40
- Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $523.01/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) — Bronze · $577.04/mo @ 40
- Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $716.47/mo @ 40
- Community Blue Copay (PCP) 50/50 $7500 Standardized HSA Eligible — Expanded Bronze · $469.64/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $476.19/mo @ 40
- Everyday Bronze — Expanded Bronze · $476.59/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $488.89/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $489.30/mo @ 40
- Precision Blue Copay (PCP) 50/50 $7500 Standardized (BR) HSA Eligible — Expanded Bronze · $497.27/mo @ 40
- AmeriHealth Caritas Next Bronze Signature + No Referrals — Expanded Bronze · $533.70/mo @ 40
- AmeriHealth Caritas Next Bronze Premier + No Referrals — Expanded Bronze · $545.14/mo @ 40
- Elite Bronze — Expanded Bronze · $556.88/mo @ 40
- Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible — Expanded Bronze · $563.79/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $571.74/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $617.55/mo @ 40
- UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $637.23/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $654.72/mo @ 40
- Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible — Expanded Bronze · $765.68/mo @ 40
- Blue Saver 60/40 $6100 — Expanded Bronze · $819.91/mo @ 40
- Standard Gold — Gold · $653.14/mo @ 40
- Community Blue Copay (PCP) 75/55 $2000 Standardized — Gold · $664.44/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $670.56/mo @ 40
- Complete Gold — Gold · $695.82/mo @ 40
- AmeriHealth Caritas Next Gold Signature + No Referrals — Gold · $701.28/mo @ 40
- Precision Blue Copay (PCP) 75/55 $2000 Standardized (BR) — Gold · $703.54/mo @ 40
- AmeriHealth Caritas Next Gold Premier + No Referrals — Gold · $705.68/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $714.37/mo @ 40
- Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits — Gold · $762.79/mo @ 40
- Elite Gold — Gold · $768.36/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $788.85/mo @ 40
- Blue POS Copay (PCP) 75/55 $2000 Standardized — Gold · $797.66/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $847.93/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Gold · $867.35/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Gold · $875.04/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) — Gold · $894.70/mo @ 40
- Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits — Gold · $1038.07/mo @ 40
- Blue Max Copay (PCP) 75/55 $2000 Standardized — Gold · $1102.85/mo @ 40
- Standard Silver — Silver · $611.59/mo @ 40
Showing first 40 of 59 plans on file.
Reviewed by Jason Burns, Editorial Steward.