AmeriHealth Caritas Next Silver Signature + No Referrals — full price in West Baton Rouge County, Louisiana (2026)
AmeriHealth Caritas Next Silver Signature + No Referrals (38246LA0010003), a silver plan from AmeriHealth Caritas Next in West Baton Rouge County, Louisiana, costs $707.10/month full price for a 40-year-old in 2026 — $1501.61 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38246LA0010003 · Issuer: AmeriHealth Caritas Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $553.28 |
| 27 | $579.84 |
| 30 | $627.98 |
| 40 | $707.10 |
| 50 | $988.16 |
| 60 | $1501.61 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $619.57/mo. This plan is $707.10/mo at 40 — a difference of $87.53/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in West Baton Rouge County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Louisiana Healthcare Connections | $611.59 |
| Focused Silver | Ambetter from Louisiana Healthcare Connections | $619.57 |
| Standard Silver + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $627.91 |
| Community Blue 80/60 $3200 with 2 $0 PCP Virtual Visits | HMO Louisiana | $632.65 |
| Focused Silver + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $636.09 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38246LA0010003 in FIPS 22121.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in West Baton Rouge County
Reviewed by Jason Burns, Editorial Steward.