AmeriHealth Caritas Next Gold Premier + No Referrals — full price in West Baton Rouge County, Louisiana (2026)
AmeriHealth Caritas Next Gold Premier + No Referrals (38246LA0010009), a gold plan from AmeriHealth Caritas Next in West Baton Rouge County, Louisiana, costs $705.68/month full price for a 40-year-old in 2026 — $1498.60 at 60, with a $950 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38246LA0010009 · Issuer: AmeriHealth Caritas Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $552.18 |
| 27 | $578.68 |
| 30 | $626.72 |
| 40 | $705.68 |
| 50 | $986.19 |
| 60 | $1498.60 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $950
- Family deductible: $1,900
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $619.57/mo. This plan is $705.68/mo at 40 — a difference of $86.11/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in West Baton Rouge County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Louisiana Healthcare Connections | $653.14 |
| Community Blue Copay (PCP) 75/55 $2000 Standardized | HMO Louisiana | $664.44 |
| Standard Gold + Vision + Adult Dental | Ambetter from Louisiana Healthcare Connections | $670.56 |
| Complete Gold | Ambetter from Louisiana Healthcare Connections | $695.82 |
| AmeriHealth Caritas Next Gold Signature + No Referrals | AmeriHealth Caritas Next | $701.28 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38246LA0010009 in FIPS 22121.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in West Baton Rouge County
Reviewed by Jason Burns, Editorial Steward.