What health insurance costs without a subsidy in Winn County, Louisiana (2026)
In Winn County, Louisiana, the benchmark silver plan costs $800.63/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $519.79 to $1069.48. A 60-year-old pays at least $1103.84/month, a 21-year-old at least $406.72. 2 insurers offer 15 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $406.72/mo
- Age 40 — starting at $519.79/mo
- Age 60 — starting at $1103.84/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $519.79/mo
- Silver — starting at $775.13/mo
- Gold — starting at $778.49/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $1,000 to $9,900
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Blue Cross and Blue Shield of Louisiana, HMO Louisiana
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Winn County (FIPS 22127).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Louisiana
- Avoyelles County — $800.63/mo benchmark
- Catahoula County — $800.63/mo benchmark
- Concordia County — $800.63/mo benchmark
- LaSalle County — $800.63/mo benchmark
- East Carroll County — $798.55/mo benchmark
Plans available in this county (15)
- Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $519.79/mo @ 40
- Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $533.78/mo @ 40
- Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $694.80/mo @ 40
- Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible — Expanded Bronze · $575.41/mo @ 40
- Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible — Expanded Bronze · $742.52/mo @ 40
- Blue Saver 60/40 $6100 — Expanded Bronze · $795.11/mo @ 40
- Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits — Gold · $778.49/mo @ 40
- Blue POS Copay (PCP) 75/55 $2000 Standardized — Gold · $814.09/mo @ 40
- Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits — Gold · $1006.67/mo @ 40
- Blue Max Copay (PCP) 75/55 $2000 Standardized — Gold · $1069.48/mo @ 40
- Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits — Silver · $775.13/mo @ 40
- Blue POS Copay (PCP) 60/40 $6000 Standardized — Silver · $800.63/mo @ 40
- Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits — Silver · $1048.06/mo @ 40
- Blue Max Copay (PCP) 60/40 $6000 Standardized — Silver · $1055.95/mo @ 40
- Blue Saver 90/70 $3400 — Silver · $1068.02/mo @ 40
Reviewed by Jason Burns, Editorial Steward.