Blue Cross® Premier PPO Value — full price in Kalamazoo County, Michigan (2026)
Blue Cross® Premier PPO Value (15560MI0350001), a catastrophic plan from Blue Cross Blue Shield of Michigan Mutual Insurance Company in Kalamazoo County, Michigan, costs $421.38/month full price for a 40-year-old in 2026 — $894.86 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 15560MI0350001 · Issuer: Blue Cross Blue Shield of Michigan Mutual Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $329.72 |
| 27 | $345.55 |
| 30 | $374.23 |
| 40 | $421.38 |
| 50 | $588.88 |
| 60 | $894.86 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $449.91/mo. This plan is $421.38/mo at 40 — a difference of $-28.53/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other catastrophic plans in Kalamazoo County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Cross® Select HMO Value | Blue Care Network of Michigan | $430.88 |
| MHP Young Adult/Catastrophic | McLaren Health Plan Community | $475.71 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 15560MI0350001 in FIPS 26077.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Kalamazoo County
Reviewed by Jason Burns, Editorial Steward.