Blue Cross® Premier PPO Silver Extra — full price in Branch County, Michigan (2026)
Blue Cross® Premier PPO Silver Extra (15560MI1130001), a silver plan from Blue Cross Blue Shield of Michigan Mutual Insurance Company in Branch County, Michigan, costs $854.83/month full price for a 40-year-old in 2026 — $1815.34 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 15560MI1130001 · Issuer: Blue Cross Blue Shield of Michigan Mutual Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $668.88 |
| 27 | $700.99 |
| 30 | $759.18 |
| 40 | $854.83 |
| 50 | $1194.62 |
| 60 | $1815.34 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $569.87/mo. This plan is $854.83/mo at 40 — a difference of $284.96/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Branch County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Silver Value (No Referrals) | UnitedHealthcare | $566.57 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $569.87 |
| UHC Silver Advantage (No Referrals) | UnitedHealthcare | $574.27 |
| UHC Silver Value+ (Dental + Vision, No Referrals) | UnitedHealthcare | $586.00 |
| UHC Silver Advantage+ (Dental + Vision, No Referrals) | UnitedHealthcare | $593.70 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 15560MI1130001 in FIPS 26023.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Branch County
Reviewed by Jason Burns, Editorial Steward.