UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) — full price in Taylor County, Florida (2026)
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) (68398FL0030057), a gold plan from UnitedHealthcare in Taylor County, Florida, costs $1039.35/month full price for a 40-year-old in 2026 — $2207.19 at 60, with a $500 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 68398FL0030057 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $813.26 |
| 27 | $852.30 |
| 30 | $923.05 |
| 40 | $1039.35 |
| 50 | $1452.48 |
| 60 | $2207.19 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $500
- Family deductible: $1,000
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $824.78/mo. This plan is $1039.35/mo at 40 — a difference of $214.57/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Taylor County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Capital Health Plan HMO Gold 3100 | Capital Health Plan | $853.96 |
| Capital Health Plan HMO Gold 3000 | Capital Health Plan | $934.23 |
| UHC Gold Standard | UnitedHealthcare | $1012.05 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | UnitedHealthcare | $1020.78 |
| myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $1037.58 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 68398FL0030057 in FIPS 12123.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Taylor County
Reviewed by Jason Burns, Editorial Steward.