What health insurance costs without a subsidy in Taylor County, Florida (2026)

In Taylor County, Florida, the benchmark silver plan costs $824.78/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $625.10 to $1724.52. A 60-year-old pays at least $1327.47/month, a 21-year-old at least $489.12. 4 insurers offer 64 plans, according to the CMS PY2026 QHP Landscape.

Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Cost by age (2026, before subsidy)

Age 21 — starting at $489.12/mo
Age 40 — starting at $625.10/mo
Age 60 — starting at $1327.47/mo

Cost by metal level (age 40, 2026)

Bronze — starting at $625.10/mo
Silver — starting at $819.85/mo
Gold — starting at $853.96/mo

Deductibles & out-of-pocket (2026)

Deductibles range from $0 to $10,600
Highest out-of-pocket maximum on file: $10,600

Who sells plans here

Capital Health Plan, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), UnitedHealthcare

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.

Call 1-866-254-9580 — private U65 quote See your subsidized price at acadirectanswers.com

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Sources

CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Taylor County (FIPS 12123).
HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
Methodology — how we source, interpret, and label these figures.

Related counties in Florida

Monroe County — $1277.62/mo benchmark
Hamilton County — $1263.70/mo benchmark
Lafayette County — $991.19/mo benchmark
Union County — $949.75/mo benchmark
Washington County — $898.81/mo benchmark

All Florida counties →

Plans available in this county (64)

myBlue Bronze 26M01-23 (Rewards) — Bronze · $625.10/mo @ 40
Capital Health Plan HMO Bronze 1100 — Bronze · $633.83/mo @ 40
UHC Bronze Essential- ($0 Virtual Urgent Care) — Bronze · $668.86/mo @ 40
UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $668.94/mo @ 40
BlueOptions Bronze 24J01-06 (Rewards) — Bronze · $712.92/mo @ 40
Capital Health Plan HMO Bronze 1000 — Expanded Bronze · $661.37/mo @ 40
UHC Bronze Standard — Expanded Bronze · $700.84/mo @ 40
myBlue Bronze 2219 ($75 PCP Visits / Rewards) — Expanded Bronze · $712.11/mo @ 40
myBlue Bronze 2312S ($50 PCP Visits / Rewards) — Expanded Bronze · $713.16/mo @ 40
myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) — Expanded Bronze · $721.14/mo @ 40
UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $725.51/mo @ 40
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $726.12/mo @ 40
BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) — Expanded Bronze · $739.72/mo @ 40
BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) — Expanded Bronze · $746.26/mo @ 40
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) — Expanded Bronze · $750.80/mo @ 40
BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) — Expanded Bronze · $751.64/mo @ 40
myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) — Expanded Bronze · $770.07/mo @ 40
myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) — Expanded Bronze · $774.84/mo @ 40
myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) — Expanded Bronze · $784.63/mo @ 40
BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) — Expanded Bronze · $785.10/mo @ 40
Capital Health Plan HMO Gold 3100 — Gold · $853.96/mo @ 40
Capital Health Plan HMO Gold 3000 — Gold · $934.23/mo @ 40
UHC Gold Standard — Gold · $1012.05/mo @ 40
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) — Gold · $1020.78/mo @ 40
myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) — Gold · $1037.58/mo @ 40
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) — Gold · $1039.35/mo @ 40
myBlue Gold 1605 ($0 Labs / Rewards) — Gold · $1055.26/mo @ 40
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) — Gold · $1064.02/mo @ 40
myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) — Gold · $1092.75/mo @ 40
BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) — Gold · $1211.29/mo @ 40
BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) — Gold · $1240.07/mo @ 40
BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) — Gold · $1273.76/mo @ 40
Capital Health Plan HMO Platinum 4000 — Platinum · $1244.78/mo @ 40
myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) — Platinum · $1413.95/mo @ 40
myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) — Platinum · $1481.18/mo @ 40
BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) — Platinum · $1608.70/mo @ 40
BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) — Platinum · $1655.02/mo @ 40
BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) — Platinum · $1724.52/mo @ 40
myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) — Silver · $819.85/mo @ 40
myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) — Silver · $824.78/mo @ 40

Showing first 40 of 64 plans on file.

Reviewed by Jason Burns, Editorial Steward.