Capital Health Plan HMO Gold 3000 — full price in Taylor County, Florida (2026)
Capital Health Plan HMO Gold 3000 (66966FL0050003), a gold plan from Capital Health Plan in Taylor County, Florida, costs $934.23/month full price for a 40-year-old in 2026 — $1983.97 at 60, with a $0 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 66966FL0050003 · Issuer: Capital Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $731.01 |
| 27 | $766.10 |
| 30 | $829.70 |
| 40 | $934.23 |
| 50 | $1305.59 |
| 60 | $1983.97 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $824.78/mo. This plan is $934.23/mo at 40 — a difference of $109.45/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Taylor County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Capital Health Plan HMO Gold 3100 | Capital Health Plan | $853.96 |
| UHC Gold Standard | UnitedHealthcare | $1012.05 |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | UnitedHealthcare | $1020.78 |
| myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $1037.58 |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) | UnitedHealthcare | $1039.35 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 66966FL0050003 in FIPS 12123.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Taylor County
Reviewed by Jason Burns, Editorial Steward.