Imperial Preferred Gold — full price in Yavapai County, Arizona (2026)
Imperial Preferred Gold (85533AZ0020002), a gold plan from Imperial Insurance Companies, Inc. in Yavapai County, Arizona, costs $1019.12/month full price for a 40-year-old in 2026 — $2164.23 at 60, with a $1,000 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 85533AZ0020002 · Issuer: Imperial Insurance Companies, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $797.43 |
| 27 | $835.71 |
| 30 | $905.09 |
| 40 | $1019.12 |
| 50 | $1424.22 |
| 60 | $2164.23 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,000
- Family deductible: $2,000
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $874.73/mo. This plan is $1019.12/mo at 40 — a difference of $144.39/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Yavapai County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Imperial Standard Gold | Imperial Insurance Companies, Inc. | $1005.72 |
| AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) | Blue Cross Blue Shield of Arizona | $1180.03 |
| AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) | Blue Cross Blue Shield of Arizona | $1215.79 |
| AZ Blue StandardHealth Gold Neighborhood | Blue Cross Blue Shield of Arizona | $1242.40 |
| Connect Gold 2500 Indiv Med Deductible | Cigna HealthCare of Arizona, Inc | $1288.02 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 85533AZ0020002 in FIPS 04025.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Yavapai County
Reviewed by Jason Burns, Editorial Steward.