What health insurance costs without a subsidy in Yavapai County, Arizona (2026)
In Yavapai County, Arizona, the benchmark silver plan costs $874.73/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $730.97 to $1315.41. A 60-year-old pays at least $1552.32/month, a 21-year-old at least $571.97. 3 insurers offer 22 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $571.97/mo
- Age 40 — starting at $730.97/mo
- Age 60 — starting at $1552.32/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $842.43/mo
- Silver — starting at $852.94/mo
- Gold — starting at $1005.72/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $1,000 to $10,150
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Blue Cross Blue Shield of Arizona, Cigna HealthCare of Arizona, Inc, Imperial Insurance Companies, Inc.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Yavapai County (FIPS 04025).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Arizona
- Apache County — $1048.46/mo benchmark
- Yuma County — $923.58/mo benchmark
- La Paz County — $921.26/mo benchmark
- Mohave County — $900.56/mo benchmark
- Coconino County — $785.87/mo benchmark
Plans available in this county (22)
- Connect Bronze 7400 Indiv Med Deductible — Bronze · $842.43/mo @ 40
- Imperial Standard Bronze — Expanded Bronze · $730.97/mo @ 40
- AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits) — Expanded Bronze · $748.71/mo @ 40
- AZ Blue StandardHealth Bronze Neighborhood — Expanded Bronze · $798.47/mo @ 40
- Connect Bronze CMS Standard — Expanded Bronze · $882.33/mo @ 40
- Connect Bronze 9500 Indiv Med Deductible — Expanded Bronze · $884.71/mo @ 40
- AZ Blue Portfolio Bronze HSA Neighborhood — Expanded Bronze · $892.27/mo @ 40
- Imperial Standard Gold — Gold · $1005.72/mo @ 40
- Imperial Preferred Gold — Gold · $1019.12/mo @ 40
- AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) — Gold · $1180.03/mo @ 40
- AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) — Gold · $1215.79/mo @ 40
- AZ Blue StandardHealth Gold Neighborhood — Gold · $1242.40/mo @ 40
- Connect Gold 2500 Indiv Med Deductible — Gold · $1288.02/mo @ 40
- Connect Gold CMS Standard — Gold · $1315.41/mo @ 40
- Imperial Standard Silver — Silver · $852.94/mo @ 40
- Imperial Preferred Silver — Silver · $874.73/mo @ 40
- AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits) — Silver · $987.23/mo @ 40
- AZ Blue StandardHealth Silver Neighborhood — Silver · $1005.55/mo @ 40
- AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) — Silver · $1015.60/mo @ 40
- Connect Silver CMS Standard — Silver · $1140.79/mo @ 40
- Connect Silver 6100 Indiv Med Deductible — Silver · $1141.92/mo @ 40
- Connect Silver 4000 Indiv Med Deductible — Silver · $1143.46/mo @ 40
Reviewed by Jason Burns, Editorial Steward.