AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits) — full price in Pima County, Arizona (2026)
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits) (53901AZ1420118), a gold plan from Blue Cross Blue Shield of Arizona in Pima County, Arizona, costs $680.82/month full price for a 40-year-old in 2026 — $1445.79 at 60, with a $4,800 deductible and $4,800 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 53901AZ1420118 · Issuer: Blue Cross Blue Shield of Arizona · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $532.72 |
| 27 | $558.29 |
| 30 | $604.64 |
| 40 | $680.82 |
| 50 | $951.43 |
| 60 | $1445.79 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,800
- Family deductible: $9,600
- Individual out-of-pocket max: $4,800
- Family out-of-pocket max: $9,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $448.94/mo. This plan is $680.82/mo at 40 — a difference of $231.88/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Pima County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Imperial Standard Gold | Imperial Insurance Companies, Inc. | $516.16 |
| Imperial Preferred Gold | Imperial Insurance Companies, Inc. | $523.04 |
| Gold Simple | Oscar Health Plan, Inc. | $540.27 |
| Gold Classic Standard | Oscar Health Plan, Inc. | $543.89 |
| Gold Simple Diabetes | Oscar Health Plan, Inc. | $546.67 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 53901AZ1420118 in FIPS 04019.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Pima County
Reviewed by Jason Burns, Editorial Steward.