Imperial Standard Gold — full price in Pima County, Arizona (2026)
Imperial Standard Gold (85533AZ0010003), a gold plan from Imperial Insurance Companies, Inc. in Pima County, Arizona, costs $516.16/month full price for a 40-year-old in 2026 — $1096.14 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 85533AZ0010003 · Issuer: Imperial Insurance Companies, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $403.88 |
| 27 | $423.27 |
| 30 | $458.41 |
| 40 | $516.16 |
| 50 | $721.34 |
| 60 | $1096.14 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $448.94/mo. This plan is $516.16/mo at 40 — a difference of $67.22/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Pima County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Imperial Preferred Gold | Imperial Insurance Companies, Inc. | $523.04 |
| Gold Simple | Oscar Health Plan, Inc. | $540.27 |
| Gold Classic Standard | Oscar Health Plan, Inc. | $543.89 |
| Gold Simple Diabetes | Oscar Health Plan, Inc. | $546.67 |
| Gold Classic | Oscar Health Plan, Inc. | $551.37 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 85533AZ0010003 in FIPS 04019.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Pima County
Reviewed by Jason Burns, Editorial Steward.