What health insurance costs without a subsidy in Washington County, Wisconsin (2026)

Cost by age (2026, before subsidy)

• Age 21 — starting at $349.45/mo
• Age 40 — starting at $446.60/mo
• Age 60 — starting at $948.41/mo

Cost by metal level (age 40, 2026)

• Bronze — starting at $500.63/mo
• Silver — starting at $575.25/mo
• Gold — starting at $656.31/mo

Deductibles & out-of-pocket (2026)

• Deductibles range from $0 to $10,600
• Highest out-of-pocket maximum on file: $10,600

Who sells plans here

Anthem Blue Cross and Blue Shield, CareSource (Common Ground Healthcare), Network Health, UnitedHealthcare

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.

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Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.

Sources

• CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Washington County (FIPS 55131).
• HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
• Methodology — how we source, interpret, and label these figures.

Related counties in Wisconsin

• Ashland County — $777.50/mo benchmark
• Sawyer County — $777.50/mo benchmark
• Barron County — $746.29/mo benchmark
• Chippewa County — $746.29/mo benchmark
• Dunn County — $746.29/mo benchmark

All Wisconsin counties →

Plans available in this county (53)

• UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) — Bronze · $500.63/mo @ 40
• Anthem Bronze Pathway/Lean 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) — Expanded Bronze · $446.60/mo @ 40
• Anthem Bronze Pathway/Lean HSA (+ Incentives) — Expanded Bronze · $451.57/mo @ 40
• Anthem Bronze Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $452.30/mo @ 40
• CareSource (Common Ground Healthcare) Bronze Standard $7500 — Expanded Bronze · $476.07/mo @ 40
• CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) — Expanded Bronze · $476.29/mo @ 40
• CareSource (Common Ground Healthcare) Bronze Standard $7500 - Vision Exam — Expanded Bronze · $477.23/mo @ 40
• CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) - Vision Exam — Expanded Bronze · $477.46/mo @ 40
• Anthem Heart Healthy Bronze Pathway/Lean 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) — Expanded Bronze · $478.89/mo @ 40
• Prestige Bronze Essential + 3 Free PCP Visits — Expanded Bronze · $489.85/mo @ 40
• Prestige Bronze Essential + Dental + Vision + 3 Free PCP Visits — Expanded Bronze · $494.89/mo @ 40
• CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded — Expanded Bronze · $498.14/mo @ 40
• CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded - Vision Exam — Expanded Bronze · $499.30/mo @ 40
• Prestige Bronze Plus — Expanded Bronze · $510.34/mo @ 40
• UHC Bronze Standard (No Referrals) — Expanded Bronze · $523.09/mo @ 40
• Prestige Bronze $0 Medical Deductible — Expanded Bronze · $529.81/mo @ 40
• Prestige Bronze $0 Medical Deductible + Dental + Vision — Expanded Bronze · $535.26/mo @ 40
• UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $547.01/mo @ 40
• UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Expanded Bronze · $562.63/mo @ 40
• CareSource (Common Ground Healthcare) Gold $3300 — Gold · $656.31/mo @ 40
• CareSource (Common Ground Healthcare) Gold $3300 - Vision Exam — Gold · $657.48/mo @ 40
• CareSource (Common Ground Healthcare) Gold Standard $2000 — Gold · $662.81/mo @ 40
• CareSource (Common Ground Healthcare) Gold Standard $2000 - Vision Exam — Gold · $663.98/mo @ 40
• Prestige Gold — Gold · $676.38/mo @ 40
• Prestige Gold Essential + 3Free PCP Visits — Gold · $677.29/mo @ 40
• Prestige Gold Essential + Dental + Vision + 3 Free PCP Visits — Gold · $684.26/mo @ 40
• Anthem Gold Pathway/Lean 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $691.26/mo @ 40
• Anthem Gold Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $691.32/mo @ 40
• UHC Gold Standard (No Referrals) — Gold · $713.90/mo @ 40
• UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Gold · $719.25/mo @ 40
• Prestige Gold 50 + 1 Free PCP Visit — Gold · $722.41/mo @ 40
• CareSource (Common Ground Healthcare) Gold $0 Ded — Gold · $723.55/mo @ 40
• CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam — Gold · $724.70/mo @ 40
• Prestige Gold 50 + Dental + Vision + 1 Free PCP Visit — Gold · $729.84/mo @ 40
• UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Gold · $734.34/mo @ 40
• UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — Gold · $734.87/mo @ 40
• CareSource (Common Ground Healthcare) Silver $5000 Ded / $6000 Rx Ded — Silver · $575.25/mo @ 40
• CareSource (Common Ground Healthcare) Silver $5000 Ded / $6000 Rx Ded - Vision Exam — Silver · $576.42/mo @ 40
• CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded — Silver · $580.64/mo @ 40
• CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded - Vision Exam — Silver · $581.80/mo @ 40

Showing first 40 of 53 plans on file.