UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — full price in Washington County, Wisconsin (2026)
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) (80180WI0100019), a expanded bronze plan from UnitedHealthcare in Washington County, Wisconsin, costs $547.01/month full price for a 40-year-old in 2026 — $1161.65 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 80180WI0100019 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $428.02 |
| 27 | $448.57 |
| 30 | $485.80 |
| 40 | $547.01 |
| 50 | $764.45 |
| 60 | $1161.65 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $576.42/mo. This plan is $547.01/mo at 40 — a difference of $-29.41/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Washington County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Anthem Bronze Pathway/Lean 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $446.60 |
| Anthem Bronze Pathway/Lean HSA (+ Incentives) | Anthem Blue Cross and Blue Shield | $451.57 |
| Anthem Bronze Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $452.30 |
| CareSource (Common Ground Healthcare) Bronze Standard $7500 | CareSource (Common Ground Healthcare) | $476.07 |
| CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) | CareSource (Common Ground Healthcare) | $476.29 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 80180WI0100019 in FIPS 55131.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Washington County
Reviewed by Jason Burns, Editorial Steward.