What health insurance costs without a subsidy in Vilas County, Wisconsin (2026)
In Vilas County, Wisconsin, the benchmark silver plan costs $646.17/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $440.51 to $1039.96. A 60-year-old pays at least $935.48/month, a 21-year-old at least $344.69. 2 insurers offer 28 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $344.69/mo
- Age 40 — starting at $440.51/mo
- Age 60 — starting at $935.48/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $529.83/mo
- Silver — starting at $632.58/mo
- Gold — starting at $695.53/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Aspirus Health Plan, Security Health Plan
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Vilas County (FIPS 55125).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Wisconsin
- Ashland County — $777.50/mo benchmark
- Sawyer County — $777.50/mo benchmark
- Barron County — $746.29/mo benchmark
- Chippewa County — $746.29/mo benchmark
- Dunn County — $746.29/mo benchmark
Plans available in this county (28)
- SimplyOne $9,500 — Bronze · $529.83/mo @ 40
- HMO Bronze 10000 — Bronze · $552.02/mo @ 40
- POS Bronze 8500 — Bronze · $640.21/mo @ 40
- HMO Catastrophic 10600 with 3 free PCP visits — Catastrophic · $440.51/mo @ 40
- SimplyOne Protection — Catastrophic · $497.23/mo @ 40
- SimplyOne $7,500 — Expanded Bronze · $529.98/mo @ 40
- SimplyOne $7,500 HDHP — Expanded Bronze · $557.37/mo @ 40
- HMO Bronze 7500 — Expanded Bronze · $571.23/mo @ 40
- HMO Bronze $0 Medical Deductible — Expanded Bronze · $629.18/mo @ 40
- POS Bronze 7500 — Expanded Bronze · $647.44/mo @ 40
- Premier $7,500 — Expanded Bronze · $729.22/mo @ 40
- Premier $7,500 HDHP — Expanded Bronze · $766.91/mo @ 40
- SimplyOne $3,500 - 30% — Gold · $695.53/mo @ 40
- SimplyOne $2,000 - 25% — Gold · $755.81/mo @ 40
- HMO Gold 2700 — Gold · $761.08/mo @ 40
- HMO Gold 2000 — Gold · $766.57/mo @ 40
- Premier $3,500 - 30% — Gold · $957.02/mo @ 40
- Premier $2,000 - 25% — Gold · $1039.96/mo @ 40
- SimplyOne $6,000 - 40% — Silver · $632.58/mo @ 40
- SimplyOne $4,000 - 50% — Silver · $646.17/mo @ 40
- SimplyOne $5,000 HDHP — Silver · $685.25/mo @ 40
- HMO Silver 6000 — Silver · $707.62/mo @ 40
- HMO Silver 6600 — Silver · $716.74/mo @ 40
- HMO HDHP Silver 5900 — Silver · $739.91/mo @ 40
- POS Silver 6000 — Silver · $801.13/mo @ 40
- Premier $6,000 - 40% — Silver · $870.40/mo @ 40
- Premier $4,000 - 50% — Silver · $889.10/mo @ 40
- Premier $5,000 HDHP — Silver · $942.87/mo @ 40
Reviewed by Jason Burns, Editorial Steward.