HMO Gold 2700 — full price in Vilas County, Wisconsin (2026)
HMO Gold 2700 (86584WI0010007), a gold plan from Aspirus Health Plan in Vilas County, Wisconsin, costs $761.08/month full price for a 40-year-old in 2026 — $1616.25 at 60, with a $2,700 deductible and $7,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 86584WI0010007 · Issuer: Aspirus Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $595.53 |
| 27 | $624.11 |
| 30 | $675.92 |
| 40 | $761.08 |
| 50 | $1063.60 |
| 60 | $1616.25 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,700
- Family deductible: $5,400
- Individual out-of-pocket max: $7,000
- Family out-of-pocket max: $14,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $646.17/mo. This plan is $761.08/mo at 40 — a difference of $114.91/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Vilas County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| SimplyOne $3,500 - 30% | Security Health Plan | $695.53 |
| SimplyOne $2,000 - 25% | Security Health Plan | $755.81 |
| HMO Gold 2000 | Aspirus Health Plan | $766.57 |
| Premier $3,500 - 30% | Security Health Plan | $957.02 |
| Premier $2,000 - 25% | Security Health Plan | $1039.96 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 86584WI0010007 in FIPS 55125.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Vilas County
Reviewed by Jason Burns, Editorial Steward.