What health insurance costs without a subsidy in Saint Croix County, Wisconsin (2026)
In Saint Croix County, Wisconsin, the benchmark silver plan costs $623.57/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $450.80 to $956.61. A 60-year-old pays at least $957.33/month, a 21-year-old at least $352.74. 3 insurers offer 29 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $352.74/mo
- Age 40 — starting at $450.80/mo
- Age 60 — starting at $957.33/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $602.42/mo
- Gold — starting at $622.35/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $8,450
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Anthem Blue Cross and Blue Shield, HealthPartners, Medica
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Saint Croix County (FIPS 55109).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Wisconsin
- Ashland County — $777.50/mo benchmark
- Sawyer County — $777.50/mo benchmark
- Barron County — $746.29/mo benchmark
- Chippewa County — $746.29/mo benchmark
- Dunn County — $746.29/mo benchmark
Plans available in this county (29)
- Engage by Medica Bronze Share — Expanded Bronze · $450.80/mo @ 40
- Atlas $8,400 HSA Bronze — Expanded Bronze · $460.18/mo @ 40
- Atlas $6,800 Plus Bronze HSA — Expanded Bronze · $465.32/mo @ 40
- Atlas $7,500 Standard Bronze HSA — Expanded Bronze · $483.77/mo @ 40
- Engage by Medica Expanded Bronze Standard — Expanded Bronze · $489.56/mo @ 40
- Medica Individual Choice Expanded Bronze Standard — Expanded Bronze · $494.87/mo @ 40
- Engage by Medica Bronze HSA — Expanded Bronze · $500.73/mo @ 40
- Anthem Bronze Preferred/Broad 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives) — Expanded Bronze · $618.02/mo @ 40
- Anthem Bronze Preferred/Broad HSA (+ Incentives) — Expanded Bronze · $624.88/mo @ 40
- Anthem Bronze Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $625.87/mo @ 40
- Anthem Heart Healthy Bronze Preferred/Broad 0 Med Ded ($0 Virtual PCP+$0 Select Drugs+Incentives) — Expanded Bronze · $662.64/mo @ 40
- Engage by Medica Gold $0 Copay PCP Visits — Gold · $622.35/mo @ 40
- Engage by Medica Gold Share — Gold · $635.31/mo @ 40
- Engage by Medica Gold Standard — Gold · $642.70/mo @ 40
- Medica Individual Choice Gold Standard — Gold · $649.67/mo @ 40
- Atlas $2,000 Standard Gold — Gold · $657.72/mo @ 40
- Atlas $1,300 Gold — Gold · $669.63/mo @ 40
- Anthem Gold Preferred/Broad 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $956.56/mo @ 40
- Anthem Gold Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $956.61/mo @ 40
- Atlas $3,800 HSA Silver — Silver · $602.42/mo @ 40
- Engage by Medica Silver $0 Copay PCP Visits — Silver · $623.57/mo @ 40
- Atlas $3,050 Plus Silver — Silver · $624.62/mo @ 40
- Atlas $6,000 Standard Silver — Silver · $634.46/mo @ 40
- Engage by Medica Silver Share — Silver · $637.30/mo @ 40
- Engage by Medica Silver Standard — Silver · $638.91/mo @ 40
- Medica Individual Choice Silver Standard — Silver · $645.84/mo @ 40
- Anthem Silver Preferred/Broad Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $832.64/mo @ 40
- Anthem Silver Preferred/Broad 4000 ($0 PCP Visits + $0 Select Drugs + Incentives) — Silver · $832.82/mo @ 40
- Anthem Silver Preferred/Broad 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver · $833.28/mo @ 40
Reviewed by Jason Burns, Editorial Steward.