Engage by Medica Silver $0 Copay PCP Visits — full price in Saint Croix County, Wisconsin (2026)
Engage by Medica Silver $0 Copay PCP Visits (57845WI0050075), a silver plan from Medica in Saint Croix County, Wisconsin, costs $623.57/month full price for a 40-year-old in 2026 — $1324.23 at 60, with a $3,500 deductible and $10,450 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 57845WI0050075 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $487.93 |
| 27 | $511.35 |
| 30 | $553.80 |
| 40 | $623.57 |
| 50 | $871.44 |
| 60 | $1324.23 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $10,450
- Family out-of-pocket max: $20,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $623.57/mo. This plan is $623.57/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Saint Croix County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Atlas $3,800 HSA Silver | HealthPartners | $602.42 |
| Atlas $3,050 Plus Silver | HealthPartners | $624.62 |
| Atlas $6,000 Standard Silver | HealthPartners | $634.46 |
| Engage by Medica Silver Share | Medica | $637.30 |
| Engage by Medica Silver Standard | Medica | $638.91 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 57845WI0050075 in FIPS 55109.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Saint Croix County
Reviewed by Jason Burns, Editorial Steward.