What health insurance costs without a subsidy in Utah County, Utah (2026)
In Utah County, Utah, the benchmark silver plan costs $590.77/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $474.22 to $1295.01. A 60-year-old pays at least $961.89/month, a 21-year-old at least $320.63. 5 insurers offer 43 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $320.63/mo
- Age 40 — starting at $474.22/mo
- Age 60 — starting at $961.89/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $576.09/mo
- Gold — starting at $665.54/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $9,000
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
BridgeSpan Health Company, Imperial Health Plan of the Southwest, Inc., Regence BlueCross BlueShield of Utah, Select Health, University of Utah Health Plans
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Utah County (FIPS 49049).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Utah
- Sanpete County — $1014.48/mo benchmark
- Beaver County — $961.98/mo benchmark
- Garfield County — $961.98/mo benchmark
- Grand County — $961.98/mo benchmark
- Kane County — $961.98/mo benchmark
Plans available in this county (43)
- Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits — Expanded Bronze · $474.22/mo @ 40
- Value Expanded Bronze 6900 Medical Deductible — Expanded Bronze · $486.61/mo @ 40
- Bronze 8000 — Expanded Bronze · $491.90/mo @ 40
- Value Benchmark Expanded Bronze Select Copay Plan — Expanded Bronze · $508.37/mo @ 40
- Regence Standard Bronze 7500 — Expanded Bronze · $510.70/mo @ 40
- BridgeSpan Standard Bronze Plan — Expanded Bronze · $517.13/mo @ 40
- Imperial Standard Bronze — Expanded Bronze · $520.59/mo @ 40
- Bronze HSA 7000 — Expanded Bronze · $529.49/mo @ 40
- Med Benchmark Expanded Bronze Select Copay Plan — Expanded Bronze · $575.76/mo @ 40
- Healthy Premier Bronze HSA — Expanded Bronze · $654.90/mo @ 40
- Med Benchmark Expanded Bronze Standardized Plan — Expanded Bronze · $654.99/mo @ 40
- Healthy Premier Expanded Bronze Standard — Expanded Bronze · $672.79/mo @ 40
- Signature Benchmark Gold — Gold · $665.54/mo @ 40
- Value Gold 1500 Medical Deductible — Gold · $680.94/mo @ 40
- Gold 2300 — Gold · $699.72/mo @ 40
- Regence Standard Gold 2000 — Gold · $724.04/mo @ 40
- BridgeSpan Standard Gold Plan — Gold · $733.43/mo @ 40
- Med Gold 1500 Medical Deductible — Gold · $771.20/mo @ 40
- Imperial Standard Gold — Gold · $771.86/mo @ 40
- Imperial Preferred Gold — Gold · $782.15/mo @ 40
- Signature Benchmark Gold Standardized Plan — Gold · $795.91/mo @ 40
- Value Benchmark Gold Standardized Plan — Gold · $816.20/mo @ 40
- Med Benchmark Gold Standardized Plan — Gold · $924.38/mo @ 40
- Healthy Premier Gold Standard — Gold · $1097.47/mo @ 40
- Healthy Premier Gold Copay Office Visits — Gold · $1098.95/mo @ 40
- Value Benchmark Platinum — Platinum · $946.79/mo @ 40
- Med Benchmark Platinum — Platinum · $1072.28/mo @ 40
- Value Benchmark Platinum Standardized Plan — Platinum · $1143.45/mo @ 40
- Med Benchmark Platinum Standardized Plan — Platinum · $1295.01/mo @ 40
- Signature Benchmark Silver 5900 Medical Deductible — Silver · $576.09/mo @ 40
- Value Benchmark Silver 5900 Medical Deductible — Silver · $590.77/mo @ 40
- Value Silver 3000 Medical Deductible — Silver · $618.76/mo @ 40
- Silver 6500 — Silver · $648.55/mo @ 40
- Med Benchmark Silver 6000 Medical Deductible w/Vision — Silver · $652.35/mo @ 40
- Regence Standard Silver 6000 — Silver · $670.87/mo @ 40
- BridgeSpan Standard Silver Plan — Silver · $679.70/mo @ 40
- Imperial Standard Silver — Silver · $687.07/mo @ 40
- Imperial Preferred Silver — Silver · $702.10/mo @ 40
- Signature Benchmark Silver Standardized Plan — Silver · $714.05/mo @ 40
- Value Benchmark Silver Standardized Plan — Silver · $732.25/mo @ 40
Showing first 40 of 43 plans on file.
Reviewed by Jason Burns, Editorial Steward.