Imperial Preferred Silver — full price in Utah County, Utah (2026)
Imperial Preferred Silver (98113UT0020001), a silver plan from Imperial Health Plan of the Southwest, Inc. in Utah County, Utah, costs $702.10/month full price for a 40-year-old in 2026 — $1424.09 at 60, with a $7,500 deductible and $9,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 98113UT0020001 · Issuer: Imperial Health Plan of the Southwest, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $474.71 |
| 27 | $659.85 |
| 30 | $659.85 |
| 40 | $702.10 |
| 50 | $1009.71 |
| 60 | $1424.09 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $9,500
- Family out-of-pocket max: $19,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $590.77/mo. This plan is $702.10/mo at 40 — a difference of $111.33/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Utah County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Signature Benchmark Silver 5900 Medical Deductible | Select Health | $576.09 |
| Value Benchmark Silver 5900 Medical Deductible | Select Health | $590.77 |
| Value Silver 3000 Medical Deductible | Select Health | $618.76 |
| Silver 6500 | Regence BlueCross BlueShield of Utah | $648.55 |
| Med Benchmark Silver 6000 Medical Deductible w/Vision | Select Health | $652.35 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 98113UT0020001 in FIPS 49049.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Utah County
Reviewed by Jason Burns, Editorial Steward.