Value Gold 1500 Medical Deductible — full price in Utah County, Utah (2026)
Value Gold 1500 Medical Deductible (68781UT0020023), a gold plan from Select Health in Utah County, Utah, costs $680.94/month full price for a 40-year-old in 2026 — $1381.22 at 60, with a $1,500 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 68781UT0020023 · Issuer: Select Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $460.41 |
| 27 | $639.97 |
| 30 | $639.97 |
| 40 | $680.94 |
| 50 | $979.29 |
| 60 | $1381.22 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $590.77/mo. This plan is $680.94/mo at 40 — a difference of $90.17/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Utah County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Signature Benchmark Gold | Select Health | $665.54 |
| Gold 2300 | Regence BlueCross BlueShield of Utah | $699.72 |
| Regence Standard Gold 2000 | Regence BlueCross BlueShield of Utah | $724.04 |
| BridgeSpan Standard Gold Plan | BridgeSpan Health Company | $733.43 |
| Med Gold 1500 Medical Deductible | Select Health | $771.20 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 68781UT0020023 in FIPS 49049.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Utah County
Reviewed by Jason Burns, Editorial Steward.