What health insurance costs without a subsidy in Davis County, Utah (2026)
In Davis County, Utah, the benchmark silver plan costs $573.56/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $472.44 to $1257.29. A 60-year-old pays at least $958.29/month, a 21-year-old at least $319.43. 4 insurers offer 44 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $319.43/mo
- Age 40 — starting at $472.44/mo
- Age 60 — starting at $958.29/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $559.31/mo
- Gold — starting at $646.15/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $9,000
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, University of Utah Health Plans
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Davis County (FIPS 49011).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Utah
- Sanpete County — $1014.48/mo benchmark
- Beaver County — $961.98/mo benchmark
- Garfield County — $961.98/mo benchmark
- Grand County — $961.98/mo benchmark
- Kane County — $961.98/mo benchmark
Plans available in this county (44)
- Value Expanded Bronze 6900 Medical Deductible — Expanded Bronze · $472.44/mo @ 40
- U Health Plus Bronze — Expanded Bronze · $484.78/mo @ 40
- Value Benchmark Expanded Bronze Select Copay Plan — Expanded Bronze · $493.57/mo @ 40
- U Health Plus Expanded Bronze Standard — Expanded Bronze · $502.01/mo @ 40
- Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits — Expanded Bronze · $510.86/mo @ 40
- Healthy Premier Bronze HSA — Expanded Bronze · $512.76/mo @ 40
- Healthy Premier Expanded Bronze Standard — Expanded Bronze · $526.77/mo @ 40
- Bronze 8000 — Expanded Bronze · $529.91/mo @ 40
- Regence Standard Bronze 7500 — Expanded Bronze · $550.16/mo @ 40
- BridgeSpan Standard Bronze Plan — Expanded Bronze · $557.08/mo @ 40
- Med Benchmark Expanded Bronze Select Copay Plan — Expanded Bronze · $558.99/mo @ 40
- Bronze HSA 7000 — Expanded Bronze · $570.40/mo @ 40
- Med Benchmark Expanded Bronze Standardized Plan — Expanded Bronze · $635.91/mo @ 40
- Signature Benchmark Gold — Gold · $646.15/mo @ 40
- Value Gold 1500 Medical Deductible — Gold · $661.11/mo @ 40
- U Health Plus Gold Standard — Gold · $686.38/mo @ 40
- U Health Plus Gold — Gold · $703.97/mo @ 40
- Med Gold 1500 Medical Deductible — Gold · $748.73/mo @ 40
- Gold 2300 — Gold · $753.78/mo @ 40
- Signature Benchmark Gold Standardized Plan — Gold · $772.73/mo @ 40
- Regence Standard Gold 2000 — Gold · $779.98/mo @ 40
- BridgeSpan Standard Gold Plan — Gold · $790.10/mo @ 40
- Value Benchmark Gold Standardized Plan — Gold · $792.42/mo @ 40
- Healthy Premier Gold Standard — Gold · $859.27/mo @ 40
- Healthy Premier Gold Copay Office Visits — Gold · $860.43/mo @ 40
- Med Benchmark Gold Standardized Plan — Gold · $897.45/mo @ 40
- Value Benchmark Platinum — Platinum · $919.21/mo @ 40
- Med Benchmark Platinum — Platinum · $1041.05/mo @ 40
- Value Benchmark Platinum Standardized Plan — Platinum · $1110.15/mo @ 40
- Med Benchmark Platinum Standardized Plan — Platinum · $1257.29/mo @ 40
- Signature Benchmark Silver 5900 Medical Deductible — Silver · $559.31/mo @ 40
- Value Benchmark Silver 5900 Medical Deductible — Silver · $573.56/mo @ 40
- Value Silver 3000 Medical Deductible — Silver · $600.73/mo @ 40
- U Health Plus Silver Standard — Silver · $607.91/mo @ 40
- U Health Plus Silver — Silver · $624.38/mo @ 40
- Med Benchmark Silver 6000 Medical Deductible w/Vision — Silver · $633.35/mo @ 40
- Signature Benchmark Silver Standardized Plan — Silver · $693.25/mo @ 40
- Silver 6500 — Silver · $698.66/mo @ 40
- Value Benchmark Silver Standardized Plan — Silver · $710.92/mo @ 40
- Regence Standard Silver 6000 — Silver · $722.71/mo @ 40
Showing first 40 of 44 plans on file.
Reviewed by Jason Burns, Editorial Steward.