Value Benchmark Platinum Standardized Plan — full price in Davis County, Utah (2026)
Value Benchmark Platinum Standardized Plan (68781UT0200038), a platinum plan from Select Health in Davis County, Utah, costs $1110.15/month full price for a 40-year-old in 2026 — $2251.82 at 60, with a $0 deductible and $5,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 68781UT0200038 · Issuer: Select Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $750.61 |
| 27 | $1043.34 |
| 30 | $1043.34 |
| 40 | $1110.15 |
| 50 | $1596.54 |
| 60 | $2251.82 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $5,200
- Family out-of-pocket max: $10,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $573.56/mo. This plan is $1110.15/mo at 40 — a difference of $536.59/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other platinum plans in Davis County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Value Benchmark Platinum | Select Health | $919.21 |
| Med Benchmark Platinum | Select Health | $1041.05 |
| Med Benchmark Platinum Standardized Plan | Select Health | $1257.29 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 68781UT0200038 in FIPS 49011.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Davis County
Reviewed by Jason Burns, Editorial Steward.