U Health Plus Silver — full price in Davis County, Utah (2026)
U Health Plus Silver (42261UT0060023), a silver plan from University of Utah Health Plans in Davis County, Utah, costs $624.38/month full price for a 40-year-old in 2026 — $1266.48 at 60, with a $4,500 deductible and $7,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 42261UT0060023 · Issuer: University of Utah Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $422.16 |
| 27 | $586.80 |
| 30 | $586.80 |
| 40 | $624.38 |
| 50 | $897.94 |
| 60 | $1266.48 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,500
- Family deductible: $9,000
- Individual out-of-pocket max: $7,000
- Family out-of-pocket max: $14,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $573.56/mo. This plan is $624.38/mo at 40 — a difference of $50.82/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Davis County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Signature Benchmark Silver 5900 Medical Deductible | Select Health | $559.31 |
| Value Benchmark Silver 5900 Medical Deductible | Select Health | $573.56 |
| Value Silver 3000 Medical Deductible | Select Health | $600.73 |
| U Health Plus Silver Standard | University of Utah Health Plans | $607.91 |
| Med Benchmark Silver 6000 Medical Deductible w/Vision | Select Health | $633.35 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 42261UT0060023 in FIPS 49011.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Davis County
Reviewed by Jason Burns, Editorial Steward.