What health insurance costs without a subsidy in Dallas County, Texas (2026)
In Dallas County, Texas, the benchmark silver plan costs $670.83/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $411.53 to $1033.42. A 60-year-old pays at least $873.94/month, a 21-year-old at least $322.01. 9 insurers offer 138 plans, according to the CMS PY2026 QHP Landscape. 2027 plans for Dallas County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $322.01/mo
- Age 40 — starting at $411.53/mo
- Age 60 — starting at $873.94/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $474.67/mo
- Silver — starting at $667.44/mo
- Gold — starting at $588.29/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Superior HealthPlan, Baylor Scott and White Health Plan, Blue Cross and Blue Shield of Texas, Cigna Healthcare, Imperial Insurance Companies, Inc., Molina Healthcare, Oscar Insurance Company, UnitedHealthcare, WellPoint
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Call 1-855-333-3555 — private U65 quoteSee your subsidized price at acadirectanswers.com (opens in new tab)
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical (opens in new tab) — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Dallas County (FIPS 48113).
- HealthCare.gov (opens in new tab) — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Texas
- Callahan County — $962.55/mo benchmark
- Eastland County — $962.55/mo benchmark
- Haskell County — $962.55/mo benchmark
- Jones County — $962.55/mo benchmark
- Kent County — $962.55/mo benchmark
Plans available in this county (138)
- Imperial Preferred Bronze — Bronze · $474.67/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $551.46/mo @ 40
- Blue Advantage Plus Bronze℠ 305 — Bronze · $599.88/mo @ 40
- Wellpoint Essential Catastrophic (+ Incentives) — Catastrophic · $411.53/mo @ 40
- Blue Advantage Security HMO℠ 200 — Catastrophic · $601.41/mo @ 40
- Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $433.14/mo @ 40
- Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $439.02/mo @ 40
- Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) — Expanded Bronze · $440.33/mo @ 40
- BSW Savers Bronze HMO H S A 006 — Expanded Bronze · $441.79/mo @ 40
- BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) — Expanded Bronze · $448.86/mo @ 40
- Wellpoint Essential Bronze 4000 HSA (+ Incentives) — Expanded Bronze · $452.12/mo @ 40
- BSW Savers Bronze HMO H S A 009 — Expanded Bronze · $454.11/mo @ 40
- Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $457.06/mo @ 40
- Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $461.01/mo @ 40
- Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $462.14/mo @ 40
- Bronze Simple Breathe Easy with Enhanced COPD Benefits — Expanded Bronze · $476.41/mo @ 40
- MyBlue Health Bronze℠ Standard — Expanded Bronze · $481.98/mo @ 40
- Bronze Classic Standard — Expanded Bronze · $492.70/mo @ 40
- Bronze Classic 4700 — Expanded Bronze · $498.62/mo @ 40
- Bronze Simple Diabetes — Expanded Bronze · $500.13/mo @ 40
- MyBlue Health Bronze℠ 402 — Expanded Bronze · $500.54/mo @ 40
- Imperial Standard Bronze — Expanded Bronze · $507.67/mo @ 40
- Bronze Simple Chronic Care CKM — Expanded Bronze · $508.51/mo @ 40
- Bronze Elite + PCP Saver Plus — Expanded Bronze · $520.98/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $576.20/mo @ 40
- UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $595.89/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $609.76/mo @ 40
- Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $610.50/mo @ 40
- Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $611.20/mo @ 40
- Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $627.97/mo @ 40
- Connect Bronze DFW 8500 Indiv Med Deductible — Expanded Bronze · $634.77/mo @ 40
- Connect Bronze DFW 6000 Indiv Med Deductible — Expanded Bronze · $639.13/mo @ 40
- Connect myDiabetesCare Bronze DFW — Expanded Bronze · $643.58/mo @ 40
- Connect Bronze DFW CMS Standard — Expanded Bronze · $647.55/mo @ 40
- Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $647.92/mo @ 40
- Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $588.29/mo @ 40
- BSW Elite Gold HMO 004 — Gold · $589.92/mo @ 40
- BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) — Gold · $589.99/mo @ 40
- Molina Gold Saver 750 — Gold · $590.52/mo @ 40
- Molina Gold Core 1640 — Gold · $590.66/mo @ 40
Showing first 40 of 138 plans on file. Every remaining plan is listed below.
All other plans in Dallas County
- Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold
- Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold
- Molina Gold Saver 750 Pluswith Adult Vision — Gold
- Molina Gold Core 1640 Pluswith Adult Vision — Gold
- Gold Simple Guided Care — Gold
- Molina Gold Saver 750 Pluswith Adult Dental and Vision — Gold
- Molina Gold Core 1640 Pluswith Adult Dental and Vision — Gold
- Standard Gold VALUE — Gold
- Gold Classic Standard Guided Care — Gold
- Molina Gold Standard — Gold
- Gold Simple Diabetes Guided Care — Gold
- BSW Elite Gold HMO 012 — Gold
- Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold
- BSW Diabetes Care Gold HMO 014 — Gold
- Gold Classic Guided Care — Gold
- Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold
- Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold
- Complete VALUE Gold — Gold
- Gold Classic Standard — Gold
- MyBlue Health Gold℠ 403 — Gold
- Gold Classic — Gold
- MyBlue Health Gold℠ Standard — Gold
- Gold Elite — Gold
- Imperial Standard Gold — Gold
- Imperial Preferred Gold Zero — Gold
- Imperial Preferred Gold — Gold
- UHC Gold Standard — Gold
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold
- UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold
- Connect Gold DFW 2800 Indiv Med Deductible — Gold
- Connect Gold DFW CMS Standard — Gold
- Connect myDiabetesCare Gold DFW — Gold
- Connect Gold DFW 1400 Indiv Med Deductible — Gold
- Blue Advantage Gold HMO℠ 206 — Gold
- Blue Advantage Plus Gold℠ 803 — Gold
- Blue Advantage Gold HMO℠ Standard — Gold
- Standard Gold — Gold
- Blue Advantage Plus Gold℠ 203 — Gold
- Everyday Gold — Gold
- Complete Gold — Gold
- Standard Gold + Vision + Adult Dental — Gold
- Everyday Gold + Vision + Adult Dental — Gold
- Blue Advantage Plus Gold℠ Standard — Gold
- Complete Gold + Vision + Adult Dental — Gold
- Standard Silver VALUE — Silver
- Focused VALUE Silver — Silver
- Molina Silver Saver with Four Free PCP Visits — Silver
- Silver Simple Guided Care — Silver
- Standard Silver VALUE + Vision + Adult Dental — Silver
- Molina Silver Core — Silver
- Focused VALUE Silver + Vision + Adult Dental — Silver
- Molina Silver Standard — Silver
- Molina Silver Core Pluswith Adult Vision — Silver
- Silver Simple Diabetes Guided Care — Silver
- Wellpoint Essential Silver 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
- Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care — Silver
- Silver Simple Chronic Care CKM Guided Care — Silver
- BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) — Silver
- BSW Prime Silver HMO 005 — Silver
- BSW Prime Silver HMO 008 — Silver
- Silver Simple Women's Health with Menopause Benefits Guided Care — Silver
- Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
- Molina Silver Core Pluswith Adult Dental and Vision — Silver
- Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
- Silver Classic Standard Guided Care — Silver
- Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
- Silver Simple PCP Saver Guided Care — Silver
- Wellpoint Essential Silver POS 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
- Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
- Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
- Imperial Standard Silver — Silver
- MyBlue Health Silver℠ Standard — Silver
- Silver Simple PCP Saver — Silver
- MyBlue Health Silver℠ 405 — Silver
- Imperial Preferred Silver — Silver
- Silver Classic Standard — Silver
- Silver Classic — Silver
- UHC Silver Standard — Silver
- UHC Silver Value ($0 Virtual Urgent Care) — Silver
- UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) — Silver
- UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) — Silver
- UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) — Silver
- Standard Silver — Silver
- Focused Silver — Silver
- Enhanced Diabetes Care Silver with $0 Drug Options — Silver
- Standard Silver + Vision + Adult Dental — Silver
- Connect Silver DFW 4000 Indiv Med Deductible — Silver
- Focused Silver + Vision + Adult Dental — Silver
- Connect Silver DFW 3000 Indiv Med Deductible — Silver
- Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental — Silver
- Connect Silver DFW CMS Standard — Silver
- Blue Advantage Silver HMO℠ Standard — Silver
- Blue Advantage Silver HMO℠ 205 — Silver
- Blue Advantage Plus Silver℠ 202 — Silver
- Blue Advantage Plus Silver℠ Standard — Silver
- Blue Advantage Plus Silver℠ 605 — Silver
Reviewed by Jason Burns, Editorial Steward.
Reviewed by Heather Fabrizio, licensed in Texas (License #3124008) · reviewed Jul 26, 2026