Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Dallas County, Texas (2026)
Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) (47501TX0040011), a silver plan from WellPoint in Dallas County, Texas, costs $714.38/month full price for a 40-year-old in 2026 — $1517.07 at 60, with a $1,850 deductible and $9,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 47501TX0040011 · Issuer: WellPoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $558.98 |
| 27 | $585.81 |
| 30 | $634.44 |
| 40 | $714.38 |
| 50 | $998.34 |
| 60 | $1517.07 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,850
- Family deductible: $3,700
- Individual out-of-pocket max: $9,100
- Family out-of-pocket max: $18,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $670.83/mo. This plan is $714.38/mo at 40 — a difference of $43.55/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Dallas County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver VALUE | Ambetter from Superior HealthPlan | $667.44 |
| Focused VALUE Silver | Ambetter from Superior HealthPlan | $670.83 |
| Molina Silver Saver with Four Free PCP Visits | Molina Healthcare | $688.04 |
| Silver Simple Guided Care | Oscar Insurance Company | $692.56 |
| Standard Silver VALUE + Vision + Adult Dental | Ambetter from Superior HealthPlan | $692.67 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 47501TX0040011 in FIPS 48113.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Dallas County
Reviewed by Jason Burns, Editorial Steward.