UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) — full price in Dallas County, Texas (2026)
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) (40220TX0090004), a silver plan from UnitedHealthcare in Dallas County, Texas, costs $881.56/month full price for a 40-year-old in 2026 — $1872.11 at 60, with a $3,000 deductible and $8,950 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 40220TX0090004 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $689.80 |
| 27 | $722.91 |
| 30 | $782.92 |
| 40 | $881.56 |
| 50 | $1231.98 |
| 60 | $1872.11 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,000
- Family deductible: $6,000
- Individual out-of-pocket max: $8,950
- Family out-of-pocket max: $17,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $670.83/mo. This plan is $881.56/mo at 40 — a difference of $210.73/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Dallas County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver VALUE | Ambetter from Superior HealthPlan | $667.44 |
| Focused VALUE Silver | Ambetter from Superior HealthPlan | $670.83 |
| Molina Silver Saver with Four Free PCP Visits | Molina Healthcare | $688.04 |
| Silver Simple Guided Care | Oscar Insurance Company | $692.56 |
| Standard Silver VALUE + Vision + Adult Dental | Ambetter from Superior HealthPlan | $692.67 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 40220TX0090004 in FIPS 48113.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Dallas County
Reviewed by Jason Burns, Editorial Steward.