What health insurance costs without a subsidy in Bexar County, Texas (2026)

Cost by age (2026, before subsidy)

• Age 21 — starting at $310.77/mo
• Age 40 — starting at $397.16/mo
• Age 60 — starting at $843.43/mo

Cost by metal level (age 40, 2026)

• Bronze — starting at $411.55/mo
• Silver — starting at $636.02/mo
• Gold — starting at $532.43/mo

Deductibles & out-of-pocket (2026)

• Deductibles range from $0 to $10,600
• Highest out-of-pocket maximum on file: $10,600

Who sells plans here

Ambetter from Superior HealthPlan, Baylor Scott and White Health Plan, Blue Cross and Blue Shield of Texas, Community First, Imperial Insurance Companies, Inc., Oscar Insurance Company, UnitedHealthcare, WellPoint

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.

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Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.

Sources

• CMS PY2026 QHP Landscape — Individual Market Medical (opens in new tab) — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Bexar County (FIPS 48029).
• HealthCare.gov (opens in new tab) — the authoritative marketplace for enrollment and exact quoted pricing.
• Methodology — how we source, interpret, and label these figures.

Related counties in Texas

• Callahan County — $962.55/mo benchmark
• Eastland County — $962.55/mo benchmark
• Haskell County — $962.55/mo benchmark
• Jones County — $962.55/mo benchmark
• Kent County — $962.55/mo benchmark

All Texas counties →

Plans available in this county (123)

• Imperial Preferred Bronze — Bronze · $411.55/mo @ 40
• UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $455.12/mo @ 40
• Blue Advantage Plus Bronze℠ 305 — Bronze · $547.89/mo @ 40
• Wellpoint Essential Catastrophic (+ Incentives) — Catastrophic · $397.16/mo @ 40
• Blue Advantage Security HMO℠ 200 — Catastrophic · $549.26/mo @ 40
• Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $418.02/mo @ 40
• Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $423.71/mo @ 40
• Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) — Expanded Bronze · $424.97/mo @ 40
• BSW Savers Bronze HMO H S A 006 — Expanded Bronze · $429.33/mo @ 40
• BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) — Expanded Bronze · $436.20/mo @ 40
• Wellpoint Essential Bronze 4000 HSA (+ Incentives) — Expanded Bronze · $436.33/mo @ 40
• Imperial Standard Bronze — Expanded Bronze · $440.16/mo @ 40
• Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $441.11/mo @ 40
• BSW Savers Bronze HMO H S A 009 — Expanded Bronze · $441.30/mo @ 40
• Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $444.92/mo @ 40
• Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $446.01/mo @ 40
• UHC Sanitas Bronze Standard — Expanded Bronze · $451.62/mo @ 40
• Bronze Simple Breathe Easy with Enhanced COPD Benefits — Expanded Bronze · $456.74/mo @ 40
• UHC Sanitas Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $471.53/mo @ 40
• Bronze Classic Standard — Expanded Bronze · $472.35/mo @ 40
• UHC Bronze Standard — Expanded Bronze · $475.54/mo @ 40
• Bronze Classic 4700 — Expanded Bronze · $478.04/mo @ 40
• Bronze Simple Diabetes — Expanded Bronze · $479.48/mo @ 40
• Bronze Simple Chronic Care CKM — Expanded Bronze · $487.52/mo @ 40
• UHC Sanitas Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) — Expanded Bronze · $488.83/mo @ 40
• UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $491.79/mo @ 40
• Bronze Elite + PCP Saver Plus — Expanded Bronze · $499.47/mo @ 40
• MyBlue Health Bronze℠ Standard — Expanded Bronze · $502.16/mo @ 40
• UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $503.23/mo @ 40
• MyBlue Health Bronze℠ 402 — Expanded Bronze · $521.50/mo @ 40
• Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $557.57/mo @ 40
• Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $558.19/mo @ 40
• Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $573.54/mo @ 40
• Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $591.77/mo @ 40
• University Community Care Plan by Community First - Gold Plan Standard — Gold · $532.43/mo @ 40
• UHC Sanitas Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $543.94/mo @ 40
• UHC Sanitas Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $554.85/mo @ 40
• University Community Care Plan by Community First - Gold Plan — Gold · $558.90/mo @ 40
• UHC Sanitas Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $559.91/mo @ 40
• Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $567.76/mo @ 40

Showing first 40 of 123 plans on file. Every remaining plan is listed below.

All other plans in Bexar County

• Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold
• Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold
• Gold Simple Guided Care — Gold
• BSW Elite Gold HMO 004 — Gold
• BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) — Gold
• Gold Classic Standard Guided Care — Gold
• Gold Simple Diabetes Guided Care — Gold
• Gold Classic Guided Care — Gold
• UHC Sanitas Gold Standard — Gold
• Imperial Standard Gold — Gold
• Imperial Preferred Gold Zero — Gold
• Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold
• Imperial Preferred Gold — Gold
• BSW Elite Gold HMO 012 — Gold
• Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold
• Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold
• UHC Gold Standard — Gold
• UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold
• UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold
• Gold Classic Standard — Gold
• Gold Classic — Gold
• UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold
• UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold
• Gold Elite — Gold
• Standard Gold — Gold
• Everyday Gold — Gold
• Complete Gold — Gold
• MyBlue Health Gold℠ 403 — Gold
• Standard Gold + Vision + Adult Dental — Gold
• MyBlue Health Gold℠ Standard — Gold
• Everyday Gold + Vision + Adult Dental — Gold
• Complete Gold + Vision + Adult Dental — Gold
• Blue Advantage Gold HMO℠ 206 — Gold
• Blue Advantage Plus Gold℠ 803 — Gold
• Blue Advantage Gold HMO℠ Standard — Gold
• Blue Advantage Plus Gold℠ 203 — Gold
• Blue Advantage Plus Gold℠ Standard — Gold
• UHC Sanitas Silver Value ($0 Virtual Urgent Care) — Silver
• University Community Care Plan by Community First - Silver Plan Standard — Silver
• Imperial Standard Silver — Silver
• University Community Care Plan by Community First - Silver Plan — Silver
• Silver Simple Guided Care — Silver
• UHC Sanitas Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Silver
• Silver Simple Diabetes Guided Care — Silver
• Imperial Preferred Silver — Silver
• Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care — Silver
• Silver Simple Chronic Care CKM Guided Care — Silver
• Silver Simple Women's Health with Menopause Benefits Guided Care — Silver
• UHC Sanitas Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) — Silver
• Silver Classic Standard Guided Care — Silver
• UHC Sanitas Silver Standard — Silver
• Silver Simple PCP Saver Guided Care — Silver
• Wellpoint Essential Silver 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
• Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
• BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) — Silver
• BSW Prime Silver HMO 005 — Silver
• BSW Prime Silver HMO 008 — Silver
• Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
• Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
• UHC Silver Standard — Silver
• UHC Silver Value ($0 Virtual Urgent Care) — Silver
• UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) — Silver
• Wellpoint Essential Silver POS 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
• Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
• Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Silver
• UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) — Silver
• UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) — Silver
• Silver Simple PCP Saver — Silver
• Standard Silver — Silver
• Silver Classic Standard — Silver
• Focused Silver — Silver
• Silver Classic — Silver
• Enhanced Diabetes Care Silver with $0 Drug Options — Silver
• Standard Silver + Vision + Adult Dental — Silver
• Focused Silver + Vision + Adult Dental — Silver
• Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental — Silver
• MyBlue Health Silver℠ Standard — Silver
• MyBlue Health Silver℠ 405 — Silver
• Blue Advantage Silver HMO℠ Standard — Silver
• Blue Advantage Silver HMO℠ 205 — Silver
• Blue Advantage Plus Silver℠ 202 — Silver
• Blue Advantage Plus Silver℠ Standard — Silver
• Blue Advantage Plus Silver℠ 605 — Silver