UHC Sanitas Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) — full price in Bexar County, Texas (2026)
UHC Sanitas Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) (70754TX0030002), a silver plan from UnitedHealthcare in Bexar County, Texas, costs $670.42/month full price for a 40-year-old in 2026 — $1423.72 at 60, with a $0 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 70754TX0030002 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $524.58 |
| 27 | $549.76 |
| 30 | $595.40 |
| 40 | $670.42 |
| 50 | $936.91 |
| 60 | $1423.72 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $637.05/mo. This plan is $670.42/mo at 40 — a difference of $33.37/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Bexar County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Sanitas Silver Value ($0 Virtual Urgent Care) | UnitedHealthcare | $636.02 |
| University Community Care Plan by Community First - Silver Plan Standard | Community First | $637.05 |
| Imperial Standard Silver | Imperial Insurance Companies, Inc. | $648.20 |
| University Community Care Plan by Community First - Silver Plan | Community First | $650.49 |
| Silver Simple Guided Care | Oscar Insurance Company | $651.96 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 70754TX0030002 in FIPS 48029.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Bexar County
Reviewed by Jason Burns, Editorial Steward.