Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Bexar County, Texas (2026)
Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) (47501TX0040011), a silver plan from WellPoint in Bexar County, Texas, costs $689.46/month full price for a 40-year-old in 2026 — $1464.15 at 60, with a $1,850 deductible and $9,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 47501TX0040011 · Issuer: WellPoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $539.48 |
| 27 | $565.38 |
| 30 | $612.31 |
| 40 | $689.46 |
| 50 | $963.51 |
| 60 | $1464.15 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,850
- Family deductible: $3,700
- Individual out-of-pocket max: $9,100
- Family out-of-pocket max: $18,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $637.05/mo. This plan is $689.46/mo at 40 — a difference of $52.41/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Bexar County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Sanitas Silver Value ($0 Virtual Urgent Care) | UnitedHealthcare | $636.02 |
| University Community Care Plan by Community First - Silver Plan Standard | Community First | $637.05 |
| Imperial Standard Silver | Imperial Insurance Companies, Inc. | $648.20 |
| University Community Care Plan by Community First - Silver Plan | Community First | $650.49 |
| Silver Simple Guided Care | Oscar Insurance Company | $651.96 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 47501TX0040011 in FIPS 48029.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Bexar County
Reviewed by Jason Burns, Editorial Steward.