What health insurance costs without a subsidy in Sumter County, South Carolina (2026)
In Sumter County, South Carolina, the benchmark silver plan costs $538.46/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $377.22 to $682.09. A 60-year-old pays at least $801.07/month, a 21-year-old at least $295.16. 3 insurers offer 50 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $295.16/mo
- Age 40 — starting at $377.22/mo
- Age 60 — starting at $801.07/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $536.94/mo
- Gold — starting at $576.28/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $8,450
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, Molina Healthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Sumter County (FIPS 45085).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in South Carolina
- Anderson County — $664.65/mo benchmark
- Cherokee County — $643.63/mo benchmark
- Union County — $643.63/mo benchmark
- Spartanburg County — $641.58/mo benchmark
- York County — $614.44/mo benchmark
Plans available in this county (50)
- Blue Direction Bronze 1 — Expanded Bronze · $377.22/mo @ 40
- Blue Direction Standard Expanded Bronze — Expanded Bronze · $381.98/mo @ 40
- Blue VirtuConnect Bronze 1 — Expanded Bronze · $398.67/mo @ 40
- BlueEssentials Standard Expanded Bronze — Expanded Bronze · $406.09/mo @ 40
- BlueEssentials Bronze 4 — Expanded Bronze · $406.23/mo @ 40
- BlueExtend PPO Standard Expanded Bronze — Expanded Bronze · $436.51/mo @ 40
- BlueExtend PPO HD Bronze 2 — Expanded Bronze · $444.91/mo @ 40
- Everyday Bronze — Expanded Bronze · $451.05/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $452.37/mo @ 40
- BlueExtend PPO HD Bronze 1 — Expanded Bronze · $457.29/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $465.94/mo @ 40
- BlueEssentials Bronze 6 — Expanded Bronze · $478.18/mo @ 40
- Elite Bronze — Expanded Bronze · $514.58/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $531.57/mo @ 40
- Molina Gold Core 1640 — Gold · $576.28/mo @ 40
- Molina Gold Core 1640 Plus with Adult Vision — Gold · $580.08/mo @ 40
- Molina Gold Value — Gold · $581.34/mo @ 40
- Molina Gold Value Plus with Adult Vision — Gold · $585.13/mo @ 40
- Blue Direction Standard Gold — Gold · $594.18/mo @ 40
- BlueEssentials Gold 5 — Gold · $600.53/mo @ 40
- Standard Gold — Gold · $601.31/mo @ 40
- Molina Gold Standard — Gold · $601.99/mo @ 40
- Molina Gold Value Plus with Adult Dental and Vision — Gold · $602.57/mo @ 40
- Molina Gold Core 1640 Plus with Adult Dental and Vision — Gold · $617.51/mo @ 40
- Blue VirtuConnect Gold 1 — Gold · $621.08/mo @ 40
- BlueEssentials Gold 1 — Gold · $630.57/mo @ 40
- BlueEssentials Standard Gold — Gold · $633.05/mo @ 40
- BlueExtend PPO HD Gold 2 — Gold · $662.82/mo @ 40
- BlueExtend PPO Standard Gold — Gold · $681.61/mo @ 40
- BlueExtend PPO HD Gold 1 — Gold · $682.09/mo @ 40
- Blue Direction Silver 1 — Silver · $536.94/mo @ 40
- Blue Direction Silver 1 + Adult Vision — Silver · $538.46/mo @ 40
- Blue Direction Silver 2 — Silver · $554.38/mo @ 40
- Blue Direction Standard Silver — Silver · $556.79/mo @ 40
- Molina Silver Saver — Silver · $561.37/mo @ 40
- Molina Silver Standard — Silver · $564.71/mo @ 40
- Molina Silver Core — Silver · $565.53/mo @ 40
- Molina Silver Core Plus with Adult Vision — Silver · $569.33/mo @ 40
- Standard Silver — Silver · $575.21/mo @ 40
- BlueEssentials Silver 14 — Silver · $579.31/mo @ 40
Showing first 40 of 50 plans on file.
Reviewed by Jason Burns, Editorial Steward.