BlueEssentials Silver 14 + Adult Vision — full price in Sumter County, South Carolina (2026)
BlueEssentials Silver 14 + Adult Vision (26065SC0380051), a silver plan from BlueCross BlueShield of South Carolina in Sumter County, South Carolina, costs $580.82/month full price for a 40-year-old in 2026 — $1233.45 at 60, with a $7,400 deductible and $9,700 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 26065SC0380051 · Issuer: BlueCross BlueShield of South Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $454.47 |
| 27 | $476.29 |
| 30 | $515.83 |
| 40 | $580.82 |
| 50 | $811.69 |
| 60 | $1233.45 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,400
- Family deductible: $14,800
- Individual out-of-pocket max: $9,700
- Family out-of-pocket max: $19,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $538.46/mo. This plan is $580.82/mo at 40 — a difference of $42.36/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Sumter County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Direction Silver 1 | BlueCross BlueShield of South Carolina | $536.94 |
| Blue Direction Silver 1 + Adult Vision | BlueCross BlueShield of South Carolina | $538.46 |
| Blue Direction Silver 2 | BlueCross BlueShield of South Carolina | $554.38 |
| Blue Direction Standard Silver | BlueCross BlueShield of South Carolina | $556.79 |
| Molina Silver Saver | Molina Healthcare | $561.37 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 26065SC0380051 in FIPS 45085.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Sumter County
Reviewed by Jason Burns, Editorial Steward.