What health insurance costs without a subsidy in Pickens County, South Carolina (2026)
In Pickens County, South Carolina, the benchmark silver plan costs $585.51/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $394.49 to $774.16. A 60-year-old pays at least $837.74/month, a 21-year-old at least $308.67. 3 insurers offer 48 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $308.67/mo
- Age 40 — starting at $394.49/mo
- Age 60 — starting at $837.74/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $394.49/mo
- Silver — starting at $583.81/mo
- Gold — starting at $613.01/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, First Choice Next
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Pickens County (FIPS 45077).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in South Carolina
- Anderson County — $664.65/mo benchmark
- Cherokee County — $643.63/mo benchmark
- Union County — $643.63/mo benchmark
- Spartanburg County — $641.58/mo benchmark
- York County — $614.44/mo benchmark
Plans available in this county (48)
- Blue Reedy Bronze 2 — Bronze · $394.49/mo @ 40
- First Choice Next Bronze Essential — Bronze · $503.24/mo @ 40
- Blue Reedy Standard Expanded Bronze — Expanded Bronze · $410.09/mo @ 40
- Blue Reedy Bronze 1 — Expanded Bronze · $413.06/mo @ 40
- Blue VirtuConnect Bronze 1 — Expanded Bronze · $452.48/mo @ 40
- BlueEssentials Standard Expanded Bronze — Expanded Bronze · $460.91/mo @ 40
- BlueEssentials Bronze 4 — Expanded Bronze · $461.06/mo @ 40
- BlueExtend PPO Standard Expanded Bronze — Expanded Bronze · $495.43/mo @ 40
- BlueExtend PPO HD Bronze 2 — Expanded Bronze · $504.97/mo @ 40
- Everyday Bronze — Expanded Bronze · $505.56/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $507.04/mo @ 40
- BlueExtend PPO HD Bronze 1 — Expanded Bronze · $519.03/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $522.25/mo @ 40
- First Choice Next Bronze Signature — Expanded Bronze · $542.12/mo @ 40
- BlueEssentials Bronze 6 — Expanded Bronze · $542.73/mo @ 40
- First Choice Next Bronze Premier — Expanded Bronze · $546.57/mo @ 40
- Elite Bronze — Expanded Bronze · $576.76/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $595.80/mo @ 40
- Blue Reedy Gold 1 — Gold · $613.01/mo @ 40
- Blue Reedy Standard Gold — Gold · $636.84/mo @ 40
- Standard Gold — Gold · $673.97/mo @ 40
- BlueEssentials Gold 5 — Gold · $681.60/mo @ 40
- Blue VirtuConnect Gold 1 — Gold · $704.93/mo @ 40
- BlueEssentials Gold 1 — Gold · $715.69/mo @ 40
- BlueEssentials Standard Gold — Gold · $718.51/mo @ 40
- First Choice Next Gold Signature — Gold · $736.67/mo @ 40
- BlueExtend PPO HD Gold 2 — Gold · $752.30/mo @ 40
- First Choice Next Gold Premier — Gold · $756.45/mo @ 40
- BlueExtend PPO Standard Gold — Gold · $773.63/mo @ 40
- BlueExtend PPO HD Gold 1 — Gold · $774.16/mo @ 40
- Blue Reedy Silver 2 — Silver · $583.81/mo @ 40
- Blue Reedy Silver 2 + Adult Vision — Silver · $585.51/mo @ 40
- Blue Reedy Silver 1 — Silver · $587.64/mo @ 40
- Blue Reedy Standard Silver — Silver · $596.89/mo @ 40
- Standard Silver — Silver · $644.72/mo @ 40
- Focused Silver — Silver · $651.81/mo @ 40
- First Choice Next Silver Signature — Silver · $652.54/mo @ 40
- First Choice Next Silver Essential — Silver · $655.48/mo @ 40
- BlueEssentials Silver 14 — Silver · $657.51/mo @ 40
- First Choice Next Silver Premier — Silver · $657.54/mo @ 40
Showing first 40 of 48 plans on file.
Reviewed by Jason Burns, Editorial Steward.