First Choice Next Gold Premier — full price in Pickens County, South Carolina (2026)
First Choice Next Gold Premier (73107SC0010009), a gold plan from First Choice Next in Pickens County, South Carolina, costs $756.45/month full price for a 40-year-old in 2026 — $1606.41 at 60, with a $850 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73107SC0010009 · Issuer: First Choice Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $591.90 |
| 27 | $620.31 |
| 30 | $671.81 |
| 40 | $756.45 |
| 50 | $1057.13 |
| 60 | $1606.41 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $850
- Family deductible: $1,700
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $585.51/mo. This plan is $756.45/mo at 40 — a difference of $170.94/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Pickens County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Reedy Gold 1 | BlueCross BlueShield of South Carolina | $613.01 |
| Blue Reedy Standard Gold | BlueCross BlueShield of South Carolina | $636.84 |
| Standard Gold | Ambetter from Absolute Total Care | $673.97 |
| BlueEssentials Gold 5 | BlueCross BlueShield of South Carolina | $681.60 |
| Blue VirtuConnect Gold 1 | BlueCross BlueShield of South Carolina | $704.93 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73107SC0010009 in FIPS 45077.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Pickens County
Reviewed by Jason Burns, Editorial Steward.