What health insurance costs without a subsidy in Georgetown County, South Carolina (2026)
In Georgetown County, South Carolina, the benchmark silver plan costs $498.90/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $336.13 to $659.65. A 60-year-old pays at least $713.82/month, a 21-year-old at least $263.01. 3 insurers offer 48 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $263.01/mo
- Age 40 — starting at $336.13/mo
- Age 60 — starting at $713.82/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $336.13/mo
- Silver — starting at $497.45/mo
- Gold — starting at $522.33/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, First Choice Next
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Georgetown County (FIPS 45043).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in South Carolina
- Anderson County — $664.65/mo benchmark
- Cherokee County — $643.63/mo benchmark
- Union County — $643.63/mo benchmark
- Spartanburg County — $641.58/mo benchmark
- York County — $614.44/mo benchmark
Plans available in this county (48)
- Blue Pee Dee Bronze 2 — Bronze · $336.13/mo @ 40
- First Choice Next Bronze Essential — Bronze · $434.63/mo @ 40
- Blue Pee Dee Standard Expanded Bronze — Expanded Bronze · $349.42/mo @ 40
- Blue Pee Dee Bronze 1 — Expanded Bronze · $351.96/mo @ 40
- Blue VirtuConnect Bronze 1 — Expanded Bronze · $385.55/mo @ 40
- BlueEssentials Standard Expanded Bronze — Expanded Bronze · $392.73/mo @ 40
- BlueEssentials Bronze 4 — Expanded Bronze · $392.86/mo @ 40
- Everyday Bronze — Expanded Bronze · $394.46/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $395.61/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $407.48/mo @ 40
- BlueExtend PPO Standard Expanded Bronze — Expanded Bronze · $422.15/mo @ 40
- BlueExtend PPO HD Bronze 2 — Expanded Bronze · $430.27/mo @ 40
- BlueExtend PPO HD Bronze 1 — Expanded Bronze · $442.25/mo @ 40
- Elite Bronze — Expanded Bronze · $450.01/mo @ 40
- BlueEssentials Bronze 6 — Expanded Bronze · $462.45/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $464.87/mo @ 40
- First Choice Next Bronze Signature — Expanded Bronze · $468.21/mo @ 40
- First Choice Next Bronze Premier — Expanded Bronze · $472.06/mo @ 40
- Blue Pee Dee Gold 1 — Gold · $522.33/mo @ 40
- Standard Gold — Gold · $525.86/mo @ 40
- Blue Pee Dee Standard Gold — Gold · $542.63/mo @ 40
- BlueEssentials Gold 5 — Gold · $580.78/mo @ 40
- Blue VirtuConnect Gold 1 — Gold · $600.65/mo @ 40
- BlueEssentials Gold 1 — Gold · $609.82/mo @ 40
- BlueEssentials Standard Gold — Gold · $612.22/mo @ 40
- First Choice Next Gold Signature — Gold · $636.24/mo @ 40
- BlueExtend PPO HD Gold 2 — Gold · $641.02/mo @ 40
- First Choice Next Gold Premier — Gold · $653.32/mo @ 40
- BlueExtend PPO Standard Gold — Gold · $659.19/mo @ 40
- BlueExtend PPO HD Gold 1 — Gold · $659.65/mo @ 40
- Blue Pee Dee Silver 2 — Silver · $497.45/mo @ 40
- Blue Pee Dee Silver 2 + Adult Vision — Silver · $498.90/mo @ 40
- Blue Pee Dee Silver 1 — Silver · $500.71/mo @ 40
- Standard Silver — Silver · $503.04/mo @ 40
- Focused Silver — Silver · $508.57/mo @ 40
- Blue Pee Dee Standard Silver — Silver · $508.60/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $519.65/mo @ 40
- BlueEssentials Silver 14 — Silver · $560.25/mo @ 40
- BlueEssentials Silver 14 + Adult Vision — Silver · $561.71/mo @ 40
- Blue VirtuConnect Silver 1 — Silver · $562.76/mo @ 40
Showing first 40 of 48 plans on file.
Reviewed by Jason Burns, Editorial Steward.