First Choice Next Silver Essential — full price in Georgetown County, South Carolina (2026)
First Choice Next Silver Essential (73107SC0010008), a silver plan from First Choice Next in Georgetown County, South Carolina, costs $566.11/month full price for a 40-year-old in 2026 — $1202.21 at 60, with a $6,100 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73107SC0010008 · Issuer: First Choice Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $442.97 |
| 27 | $464.23 |
| 30 | $502.77 |
| 40 | $566.11 |
| 50 | $791.14 |
| 60 | $1202.21 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,100
- Family deductible: $12,200
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $498.90/mo. This plan is $566.11/mo at 40 — a difference of $67.21/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Georgetown County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Pee Dee Silver 2 | BlueCross BlueShield of South Carolina | $497.45 |
| Blue Pee Dee Silver 2 + Adult Vision | BlueCross BlueShield of South Carolina | $498.90 |
| Blue Pee Dee Silver 1 | BlueCross BlueShield of South Carolina | $500.71 |
| Standard Silver | Ambetter from Absolute Total Care | $503.04 |
| Focused Silver | Ambetter from Absolute Total Care | $508.57 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73107SC0010008 in FIPS 45043.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Georgetown County
Reviewed by Jason Burns, Editorial Steward.