What health insurance costs without a subsidy in Chesterfield County, South Carolina (2026)
In Chesterfield County, South Carolina, the benchmark silver plan costs $559.13/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $467.62 to $839.55. A 60-year-old pays at least $993.05/month, a 21-year-old at least $365.91. 4 insurers offer 48 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $365.91/mo
- Age 40 — starting at $467.62/mo
- Age 60 — starting at $993.05/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $557.55/mo
- Gold — starting at $608.91/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $8,450
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, InStil Health, Molina Healthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Chesterfield County (FIPS 45025).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in South Carolina
- Anderson County — $664.65/mo benchmark
- Cherokee County — $643.63/mo benchmark
- Union County — $643.63/mo benchmark
- Spartanburg County — $641.58/mo benchmark
- York County — $614.44/mo benchmark
Plans available in this county (48)
- Everyday Bronze — Expanded Bronze · $467.62/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $468.98/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $483.06/mo @ 40
- Blue VirtuConnect Bronze 1 — Expanded Bronze · $490.70/mo @ 40
- BlueEssentials Standard Expanded Bronze — Expanded Bronze · $499.84/mo @ 40
- BlueEssentials Bronze 4 — Expanded Bronze · $500.00/mo @ 40
- Elite Bronze — Expanded Bronze · $533.48/mo @ 40
- BlueExtend PPO Standard Expanded Bronze — Expanded Bronze · $537.28/mo @ 40
- BlueExtend PPO HD Bronze 2 — Expanded Bronze · $547.62/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $551.09/mo @ 40
- BlueExtend PPO HD Bronze 1 — Expanded Bronze · $562.86/mo @ 40
- BlueEssentials Bronze 6 — Expanded Bronze · $588.57/mo @ 40
- InHealth Basic Plus Standard — Gold · $608.91/mo @ 40
- Molina Gold Core 1640 — Gold · $612.94/mo @ 40
- Molina Gold Core 1640 Plus with Adult Vision — Gold · $616.98/mo @ 40
- Molina Gold Value — Gold · $618.32/mo @ 40
- Molina Gold Value Plus with Adult Vision — Gold · $622.36/mo @ 40
- Standard Gold — Gold · $623.39/mo @ 40
- Molina Gold Standard — Gold · $640.29/mo @ 40
- Molina Gold Value Plus with Adult Dental and Vision — Gold · $640.91/mo @ 40
- Molina Gold Core 1640 Plus with Adult Dental and Vision — Gold · $656.80/mo @ 40
- BlueEssentials Gold 5 — Gold · $739.17/mo @ 40
- Blue VirtuConnect Gold 1 — Gold · $764.46/mo @ 40
- BlueEssentials Gold 1 — Gold · $776.14/mo @ 40
- BlueEssentials Standard Gold — Gold · $779.19/mo @ 40
- BlueExtend PPO HD Gold 2 — Gold · $815.84/mo @ 40
- BlueExtend PPO Standard Gold — Gold · $838.97/mo @ 40
- BlueExtend PPO HD Gold 1 — Gold · $839.55/mo @ 40
- InHealth Basic 1 — Silver · $557.55/mo @ 40
- InHealth Basic 1 + Adult Vision — Silver · $559.13/mo @ 40
- InHealth Basic 2 — Silver · $575.78/mo @ 40
- InHealth Basic Standard — Silver · $579.10/mo @ 40
- Standard Silver — Silver · $596.34/mo @ 40
- Molina Silver Saver — Silver · $597.08/mo @ 40
- Molina Silver Standard — Silver · $600.64/mo @ 40
- Molina Silver Core — Silver · $601.51/mo @ 40
- Focused Silver — Silver · $602.90/mo @ 40
- Molina Silver Core Plus with Adult Vision — Silver · $605.55/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $616.02/mo @ 40
- Molina Silver Core Plus with Adult Dental and Vision — Silver · $624.10/mo @ 40
Showing first 40 of 48 plans on file.
Reviewed by Jason Burns, Editorial Steward.