BlueEssentials Gold 1 — full price in Chesterfield County, South Carolina (2026)
BlueEssentials Gold 1 (26065SC0380001), a gold plan from BlueCross BlueShield of South Carolina in Chesterfield County, South Carolina, costs $776.14/month full price for a 40-year-old in 2026 — $1648.23 at 60, with a $2,700 deductible and $5,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 26065SC0380001 · Issuer: BlueCross BlueShield of South Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $607.31 |
| 27 | $636.46 |
| 30 | $689.29 |
| 40 | $776.14 |
| 50 | $1084.65 |
| 60 | $1648.23 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,700
- Family deductible: $5,400
- Individual out-of-pocket max: $5,400
- Family out-of-pocket max: $10,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $559.13/mo. This plan is $776.14/mo at 40 — a difference of $217.01/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Chesterfield County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| InHealth Basic Plus Standard | InStil Health | $608.91 |
| Molina Gold Core 1640 | Molina Healthcare | $612.94 |
| Molina Gold Core 1640 Plus with Adult Vision | Molina Healthcare | $616.98 |
| Molina Gold Value | Molina Healthcare | $618.32 |
| Molina Gold Value Plus with Adult Vision | Molina Healthcare | $622.36 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 26065SC0380001 in FIPS 45025.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Chesterfield County
Reviewed by Jason Burns, Editorial Steward.