What health insurance costs without a subsidy in Beaufort County, South Carolina (2026)
In Beaufort County, South Carolina, the benchmark silver plan costs $584.73/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $399.75 to $761.40. A 60-year-old pays at least $848.92/month, a 21-year-old at least $312.79. 3 insurers offer 52 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $312.79/mo
- Age 40 — starting at $399.75/mo
- Age 60 — starting at $848.92/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $399.75/mo
- Silver — starting at $578.37/mo
- Gold — starting at $604.61/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Absolute Total Care, BlueCross BlueShield of South Carolina, Molina Healthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Beaufort County (FIPS 45013).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in South Carolina
- Anderson County — $664.65/mo benchmark
- Cherokee County — $643.63/mo benchmark
- Union County — $643.63/mo benchmark
- Spartanburg County — $641.58/mo benchmark
- York County — $614.44/mo benchmark
Plans available in this county (52)
- Blue Beaufort Bronze 2 — Bronze · $399.75/mo @ 40
- Blue Beaufort Standard Expanded Bronze — Expanded Bronze · $415.61/mo @ 40
- Blue Beaufort Bronze 1 — Expanded Bronze · $418.64/mo @ 40
- Blue VirtuConnect Bronze 1 — Expanded Bronze · $445.02/mo @ 40
- BlueEssentials Standard Expanded Bronze — Expanded Bronze · $453.31/mo @ 40
- BlueEssentials Bronze 4 — Expanded Bronze · $453.46/mo @ 40
- Everyday Bronze — Expanded Bronze · $453.53/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $454.86/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $468.50/mo @ 40
- BlueExtend PPO Standard Expanded Bronze — Expanded Bronze · $487.26/mo @ 40
- BlueExtend PPO HD Bronze 2 — Expanded Bronze · $496.65/mo @ 40
- BlueExtend PPO HD Bronze 1 — Expanded Bronze · $510.47/mo @ 40
- Elite Bronze — Expanded Bronze · $517.41/mo @ 40
- BlueEssentials Bronze 6 — Expanded Bronze · $533.78/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $534.49/mo @ 40
- Standard Gold — Gold · $604.61/mo @ 40
- Molina Gold Core 1640 — Gold · $609.93/mo @ 40
- Molina Gold Core 1640 Plus with Adult Vision — Gold · $613.95/mo @ 40
- Molina Gold Value — Gold · $615.28/mo @ 40
- Molina Gold Value Plus with Adult Vision — Gold · $619.30/mo @ 40
- Blue Beaufort Gold 1 — Gold · $621.91/mo @ 40
- Molina Gold Standard — Gold · $637.14/mo @ 40
- Molina Gold Value Plus with Adult Dental and Vision — Gold · $637.76/mo @ 40
- Blue Beaufort Standard Gold — Gold · $646.14/mo @ 40
- Molina Gold Core 1640 Plus with Adult Dental and Vision — Gold · $653.57/mo @ 40
- BlueEssentials Gold 5 — Gold · $670.36/mo @ 40
- Blue VirtuConnect Gold 1 — Gold · $693.30/mo @ 40
- BlueEssentials Gold 1 — Gold · $703.89/mo @ 40
- BlueEssentials Standard Gold — Gold · $706.66/mo @ 40
- BlueExtend PPO HD Gold 2 — Gold · $739.89/mo @ 40
- BlueExtend PPO Standard Gold — Gold · $760.87/mo @ 40
- BlueExtend PPO HD Gold 1 — Gold · $761.40/mo @ 40
- Standard Silver — Silver · $578.37/mo @ 40
- Focused Silver — Silver · $584.73/mo @ 40
- Blue Beaufort Silver 2 — Silver · $592.22/mo @ 40
- Blue Beaufort Silver 2 + Adult Vision — Silver · $593.90/mo @ 40
- Molina Silver Saver — Silver · $594.15/mo @ 40
- Blue Beaufort Silver 1 — Silver · $596.12/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $597.47/mo @ 40
- Molina Silver Standard — Silver · $597.69/mo @ 40
Showing first 40 of 52 plans on file.
Reviewed by Jason Burns, Editorial Steward.