BlueEssentials Silver 14 — full price in Beaufort County, South Carolina (2026)
BlueEssentials Silver 14 (26065SC0380023), a silver plan from BlueCross BlueShield of South Carolina in Beaufort County, South Carolina, costs $646.67/month full price for a 40-year-old in 2026 — $1373.29 at 60, with a $7,400 deductible and $9,700 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 26065SC0380023 · Issuer: BlueCross BlueShield of South Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $506.00 |
| 27 | $530.29 |
| 30 | $574.31 |
| 40 | $646.67 |
| 50 | $903.72 |
| 60 | $1373.29 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,400
- Family deductible: $14,800
- Individual out-of-pocket max: $9,700
- Family out-of-pocket max: $19,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $584.73/mo. This plan is $646.67/mo at 40 — a difference of $61.94/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Beaufort County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Absolute Total Care | $578.37 |
| Focused Silver | Ambetter from Absolute Total Care | $584.73 |
| Blue Beaufort Silver 2 | BlueCross BlueShield of South Carolina | $592.22 |
| Blue Beaufort Silver 2 + Adult Vision | BlueCross BlueShield of South Carolina | $593.90 |
| Molina Silver Saver | Molina Healthcare | $594.15 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 26065SC0380023 in FIPS 45013.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Beaufort County
Reviewed by Jason Burns, Editorial Steward.