What health insurance costs without a subsidy in Rapides County, Louisiana (2026)
In Rapides County, Louisiana, the benchmark silver plan costs $710.71/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $504.79 to $1069.48. A 60-year-old pays at least $1072.00/month, a 21-year-old at least $394.99. 3 insurers offer 28 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $394.99/mo
- Age 40 — starting at $504.79/mo
- Age 60 — starting at $1072.00/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $519.79/mo
- Silver — starting at $705.54/mo
- Gold — starting at $778.49/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Blue Cross and Blue Shield of Louisiana, CHRISTUS Health Plan, HMO Louisiana
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Rapides County (FIPS 22079).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Louisiana
- Avoyelles County — $800.63/mo benchmark
- Catahoula County — $800.63/mo benchmark
- Concordia County — $800.63/mo benchmark
- LaSalle County — $800.63/mo benchmark
- Winn County — $800.63/mo benchmark
Plans available in this county (28)
- Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $519.79/mo @ 40
- Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $533.78/mo @ 40
- Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible — Bronze · $694.80/mo @ 40
- CHRISTUS Value Bronze — Expanded Bronze · $504.79/mo @ 40
- CHRISTUS Value Bronze Plus — Expanded Bronze · $525.47/mo @ 40
- CHRISTUS Standard Expanded Bronze — Expanded Bronze · $532.46/mo @ 40
- CHRISTUS Bronze Essential — Expanded Bronze · $555.93/mo @ 40
- Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible — Expanded Bronze · $575.41/mo @ 40
- CHRISTUS Bronze Essential Plus — Expanded Bronze · $576.90/mo @ 40
- Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible — Expanded Bronze · $742.52/mo @ 40
- Blue Saver 60/40 $6100 — Expanded Bronze · $795.11/mo @ 40
- Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits — Gold · $778.49/mo @ 40
- CHRISTUS Gold Essential — Gold · $794.66/mo @ 40
- Blue POS Copay (PCP) 75/55 $2000 Standardized — Gold · $814.09/mo @ 40
- CHRISTUS Gold Essential Plus — Gold · $815.63/mo @ 40
- CHRISTUS Standard Gold — Gold · $822.04/mo @ 40
- CHRISTUS Gold — Gold · $836.82/mo @ 40
- CHRISTUS Gold Plus — Gold · $857.78/mo @ 40
- Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits — Gold · $1006.67/mo @ 40
- Blue Max Copay (PCP) 75/55 $2000 Standardized — Gold · $1069.48/mo @ 40
- CHRISTUS Standard Silver — Silver · $705.54/mo @ 40
- CHRISTUS Silver Essential — Silver · $710.71/mo @ 40
- CHRISTUS Silver Essential Plus — Silver · $731.67/mo @ 40
- Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits — Silver · $775.13/mo @ 40
- Blue POS Copay (PCP) 60/40 $6000 Standardized — Silver · $800.63/mo @ 40
- Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits — Silver · $1048.06/mo @ 40
- Blue Max Copay (PCP) 60/40 $6000 Standardized — Silver · $1055.95/mo @ 40
- Blue Saver 90/70 $3400 — Silver · $1068.02/mo @ 40
Reviewed by Jason Burns, Editorial Steward.